On Dec 23, 2008, at 12:05 PM, Chris Larson wrote:

> I'm curious about the way people go about handling their savings in
> MoneyWell.  I'm thinking one could either let the money build up in a
> bucket, or they could allocate income for what they plan on saving
> that month to it, but then "spend" it when moving it into the savings
> account, leaving the bucket balance at 0 at the end of the month.
> I've been taking the latter route lately, just because it can be a
> pain dealing with the former if it ever becomes desynced with the
> actual contents of the savings account(s).  What method do people
> prefer, generally?  The problem I see with "spending" the savings when
> moving it into the account, is trying to remember which accounts have
> money which is available to spend in the bucket balances, and which
> are "spent" and need to become income again if you want to spend it.


Hi Chris,

The way I do savings is to create a "Savings" bucket and set a planned  
amount each month to be allocated to it. Then when I transfer money  
from checking to savings, I assign the outgoing transaction to my  
Savings bucket. This keeps the bucket balance at zero. This is simply  
a way to make sure I set aside money for savings and not a way to  
report on my savings, but it does that as well.

Peace,

Kevin Hoctor
[email protected]
No Thirst Software LLC
http://nothirst.com
http://kevinhoctor.blogspot.com






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