I'm a Microsoft Money refugee (tired of having to run a virtual
machine to do accounting) and looking pretty seriously at MoneyWell.

My question is: if I want to just use MoneyWell as a checkbook manager
- like putting 'categories' on transactions (I don't care if they're
called 'buckets'), reconciling my accounts, etc., can I do that?

I realize that the bucket thing is a major part of the software and
one of the premier features of it. It looks really cool, but for our
situation (two freelance incomes) it looks very complex and hard to
use. If I just get going with MoneyWell as a checkbook manager, will I
be able to start using the buckets later, once I understand how to
make them work for our situation? Or do I need to use buckets to do
the more basic functions like monthly reconciliations?

I did read the article about irregular income, which was nice and all,
but didn't give any practical information about how to actually use
MoneyWell and its buckets for irregular income. I've looked at what I
can with the trial version, but it's really hard to see how it would
work.

But if I can get started without buckets and add them later, then it
looks like I'm about ready to buy a license!

- Laura

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