On Mar 27, 2009, at 9:19 PM, Patricia Cross wrote: > On Mar 27, 2009, at 1:21 PM, Kevin Hoctor wrote: > >> I guess I'm just so bad at estimating what might happen that I have >> to >> continually build my savings so I can stay ahead of whatever I might >> miss. > > This is one of the very few places where those detailed reports you're > not so keen on are really very helpful. When I was setting up our > initial spending plan, we used the reporting features in Quicken to > have it tell us what we spent in various categories, broken out by > year, over the last five years. Let me tell you, there were some > pretty horrifying surprises in there, but we really learned a lot > about what our actual cash flow requirements are by having Quicken > tell us what they've been in the past. > Trish,
You can print the same type of reports in MoneyWell if you want to see what you've spent in the past, just not broken out by year yet. > Ideally, you'd be able to decide what you are and aren't going to > spend your money on and set up your spending plan that way but in > reality you have to maintain your house lest it fall down around your > ears and you'd have to be pretty heartless to refuse to take your sick > dog to the vet because you hadn't budgeted for a vet bill. > I guess I usually ended up printing the reports and then recycling them before they had much purpose. I have found more mistakes in my finances after switching to MoneyWell because I can select a bucket and then focus on transactions by month and year easier on the screen. > Don't get me wrong - I really prefer Moneywell. Quicken was always > able to tell me what I spent my money on but it never helped me keep > from spending too much. We're going on three straight months now with > Moneywell and haven't overspent yet. I'm utterly delighted. Thanks. It's a matter of habits and how well each of us work with different processes. I'll continue to add reporting and other abilities for spending analysis so each person can find the view they need. The tricky part is to do this without over-complicating the clean interface in MoneyWell but then if this was easy, I'd be out of a job. ;) Peace, Kevin Hoctor [email protected] No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~---------~--~----~------------~-------~--~----~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~----------~----~----~----~------~----~------~--~---
