On Apr 6, 2009, at 4:36 PM, ciara belle wrote:

> completely stumped;
>
> i have a monthly loan payment - that i just set up to be scheduled in
> MW...  but when i send the money over to that 'other' bank  (transfer)
> that other bank doesn't list the full payment in it's statement as
> received (i download transactions from both). that amount is for
> principal and interest (which changes after each payment)... so it
> shows just 1 portion as a line item (the part for principal)
>
> so when  downloaded the statement for the bank receiving the payment -
> i noticed they dont show a 'deposit' of the total amount sent to that
> 'account' -- rather they show a deposit for the portion of the
> principal - and the other as an interest payment....  (not a deposit -
> nor a balance change)
>
> so i tried to put in one transaction in the 'sending' bank  - split -
> 1 line for interest (which i dont mind changing each month after the
> fact) and one for principal -- but the principal portion has to be a
> Transfer -- and MW wont let me put a split as a transfer..
> i don't want 2 transactions -- as it was just one when i sent it..
>
> how do i split this 1 transaction so that it works (if i leave it
> whole as the transfer it shows a higher payment to principal than i
> made).
>
> (i did create a bucket for the loan interest (since its tax
> deductible)


You would have to create the split and then change the individual  
split child transactions to transfers.

Now for my advice: Don't bother tracking the interest part of the  
payment, just make the payment. You'll get a summary from your bank  
breaking out the interest at year end for taxes and it will save you  
lots of work.

Peace,

Kevin Hoctor
[email protected]
No Thirst Software LLC
http://nothirst.com
http://kevinhoctor.blogspot.com


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