Lance – that's a pretty clever use of hidden buckets. It would certainly work similarly to what I was thinking, but the major difference is that I want those Bucket Bucks to be completely gone. I noticed hidden buckets still affect the Bucket Balance (as they should), which would throw me off. Plus I'm not too keen on remembering to manage something that's hidden.
> Do you actually spend from your savings account directly or do you > transfer that money back into your checking first? If you transfer it, > that is a real transaction and will show up in your register. You can > even assign it to the Savings bucket and create money flows from that > to your other buckets to spend it. That's an interesting idea, to be sure, but it sounds like it would preclude me from taking advantage of the automated Spending Plan, and the typical MoneyWell flow. Besides saving some manual work, the Spending Plan is also a good way of ensuring I am consistent in spending, and that I only have my paycheck to work with each month. Also, I like the whole idea of planning on spending – it makes me feel richer, and is a lot more rewarding when I decide I perhaps don't need to spend quite so much, and can move the excess to Savings. The typical MoneyWell usage model is exactly what I need, I just have a harder time spending my Savings money. I think the solution I'm going to go with is to piggyback my planned savings spending onto a typical early savings-to-checking transfer, and then transfer back the savings money. That way, there's only about one extra transfer per month. I will say, though, that I am surprised I'm the uncommon one for trying to leave as little money as possible in my checking account. From speaking to others, I was under the impression this was a rather normal practice. --~--~---------~--~----~------------~-------~--~----~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~----------~----~----~----~------~----~------~--~---
