I am selecting all transactions and the transfers don't appear in the bucket report (I don't know that they should). In the transaction report, both sides of the transaction appear under Unassigned, just as you describe, so they should offset each other since one is a credit and the other one is a debit. However, when I look at my total income at the bottom, I see that it is over by whatever the amount that was paid FROM the bank account TO the credit card account, in other words, it is computing that transfer credit to the credit card as income. I didn't add my expenses but it is possible that the Total Expense is also over by the same amount. Technically, this can make sense. But conceptually, this is wrong. It the transfer debit is being added to my expenses, then that amount is being accounted for twice, once for the credit card transactions and once for the transfer. Same for the transfer credit. These are not meaningful totals by any means. And it is probably what the problem is.
For the bucket report, it is even worse, because the transfers do not show under the Unassigned Transactions bucket that is listed in that report, and at first I was wondering where this amount was coming from. Again, as you pointed out, they do show in the Transaction Report. But the problem with the total is the same. Perhaps you should not show these transactions in the reports, as you are already doing with the Bucket Report, but also not include them in the total calculation. Or maybe you could have two categories of totals, one for transactions and one for the absolute amounts of income and expenses. This last one is the only one that has any meaning when looking at all accounts. Yes, I should've said that the transfer amounts don't affect my bucket amounts when I look at them in the registry, you are right. Again, I would expect the same with the reports. Thanks for looking into this. On May 21, 4:12 pm, Kevin Hoctor <[email protected]> wrote: > On May 20, 2009, at 8:15 AM, carlisia wrote: > > > > > After evaluating all of the software out there, I settled for MW for > > its quick UI response time and usability. I really like it so far for > > tracking past transactions, although I would love to figure out how to > > make the spending plan useful. > > > On to the subject. When I print reports, now there is a total at the > > end (income - expenses), which is great. However, the following error > > occurs: I have two accounts, my credit card and my bank account. When > > I make a pmt to the credit card, I incur a transfer. But since the > > transfer is bucket optional, it works out as expected in my registry, > > ie, it doesn't get added to the other transactions as far as the > > amounts in and out go. However, when I generate a report, the credited > > transaction to my credit card account is added to the total amount of > > the income for that report. Not that it makes it worse or better, but > > so you know it only shows up in the total amount, it doesn't show up > > listed as income in the report itself. This happens with all the > > reports that have the total in the end. > > > This is driving me nuts because I want to sit down with my husband to > > look at our expenditures and there is no way to see the correct total > > amounts in and out for the period, unless of course we add everything > > by hand, which is not gonna happen. > > I've reviewed this and I can't see the problem you are reporting. The > transaction reports show all the transactions that you request (all, > filtered, or selected) and if the transfers are visible in the list, > then they are affecting your bank account balances. They don't affect > your bucket totals because they are shown separately under the > "Unassigned Transactions" heading. If you are showing all transactions > and these were not included in the totals, the totals would be > incorrect. > > Your statement "But since the transfer is bucket optional, it works > out as expected in my registry, ie, it doesn't get added to the other > transactions as far as the amounts in and out go." is wrong because > these transfers do (and should) affect your registry. They won't > affect any buckets and, unless you turn on the View option, will not > be shown on the graph, but they do affect your overall cash flow > because they are going in and out of your accounts. > > If you have a specific example that shows that I'm missing something, > please pass it on to me. Thanks. > > Peace, > > Kevin Hoctor > [email protected] > No Thirst Software LLChttp://nothirst.comhttp://kevinhoctor.blogspot.com --~--~---------~--~----~------------~-------~--~----~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~----------~----~----~----~------~----~------~--~---
