That's the thing. He doesn't claim to have a secret. He claims to reinforce those common sense things 85% of Americans have forgotten or just never knew.
It's very cool you did it without someone holding your hand but some people needs assurance along the way. I didn't but my wife did. Her parents are on their 3rd bankruptcy and still getting credit cards to pay their bills. She thought that was what you did. I had to have her take this class to show her another way. She is into it and hopefully in some years I will get that 57 inch TV you have. Maybe at your next moving sale when you are selling your current house to get a newer one. 10-15 years from now. :-) ________________________________ From: Michael Ross [mailto:[email protected]] Sent: Monday, January 12, 2009 12:30 PM To: NT System Admin Issues Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED) I didn't even listen to dave ramsey.. I didn't listen to a single "financial expert".. never have.. never will.. Basic common sense gets you there IMHO.. I don't need to pay for things that quite frankly. I just do not need things like monthly fees for itunes, "zunetunes" Netflix, blockbuster memberships, etc I don't have EVERY movie channel.. I don't keep up with the joneses.. I don't buy expensive things when I cant afford them. If I cant afford that super cool $40,000 camaro.. I don't get it.. I just admire it and curse those who do LOL. It took me 7 years of Marriage, and 15 years of saving and working to actually get a 57 inch tv and a 7.1 surround system.. that was a big thing for us. And Im not in debit over it. Wifey and I had battle after battle after battle on this subject.. now,... she's driving a 2007 Mustang that SHE bought with the money that SHE saved herself over 4 years of saving after her old car was paid off.. we didn't pay cash for it, but it will be paid off this year for sure. I don't listen to "gurus" who claim to tell you the "secret" is to "will yourself" out of debit.. just use your head.. Ok.. no more rants for mikey. From: Tyler Lyon [mailto:[email protected]] Sent: Monday, January 12, 2009 10:52 AM To: NT System Admin Issues Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED) I'm almost "Better Than I Deserve!" -You Dave Ramsey Fans will get the saying. A waiter say it to me not to long ago and I gave him a better tip because of it. Please let me know if you have any questions. Thank you, Tyler Lyon [email protected] IT Technician II SC Telco FCU www.sctelcofcu.org <http://www.sctelcofcu.org/> 864.232.5588 x2342 From: [email protected] [mailto:[email protected]] On Behalf Of Michael Ross Sent: Monday, January 12, 2009 11:47 AM To: NT System Admin Issues Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED) If all goes as planned.. except for my house.. wifey and I will be debit free by May of 2009.. that's coming from almost losing our house while trying to sell our old house just as the house marking took a dump a few years ago.. trust me. Im gonna have a huge party when that day comes. From: Jacob [mailto:[email protected]] Sent: Monday, January 12, 2009 10:10 AM To: NT System Admin Issues Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED) +3... heard him on the radio a few years ago. Went from 25K in debt to 0 in less than two years. Amazing how much I was wasting money on c...@p!!! Nothing like being debt free, other than a mortgage payment. From: Sherry Abercrombie [mailto:[email protected]] Sent: Monday, January 12, 2009 8:05 AM To: NT System Admin Issues Subject: Re: Would this be good for IT, or what? (UNCLASSIFIED) Yup, +2 for Dave Ramsey. Very sound financial principals. On Mon, Jan 12, 2009 at 9:43 AM, David McSpadden <[email protected]> wrote: +1 Dave Ramsey ________________________________ From: David Lum [mailto:[email protected]] Sent: Monday, January 12, 2009 10:32 AM To: NT System Admin Issues Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED) +1 times ten! We'll spend thousands sending out kids to college but never teach them the basics of money and not using credit for anything but a house. My parents didn't teach me that, it took me over 40 years (until Feb of last year) to really "get it" (thank you Dave Ramsey). Funny the things we think we *need* to have. Pretty sure 99% of these items our ancestors got along just fine without. Veering nearer to back on topic, adding the need for several thousand IT jobs can't be a bad thing, but I am interested in hearing from IT guys in the healthcare industry what obstacles need to be overcome. It's one thing to say "digitize healthcare records", another entire to pull it off - there must be dozens of little "gotcha's". David Lum // SYSTEMS ENGINEER NORTHWEST EVALUATION ASSOCIATION (Desk) 971.222.1025 // (Cell) 503.267.9764 -----Original Message----- From: Ben Scott [mailto:[email protected]] Sent: Monday, January 12, 2009 7:22 AM To: NT System Admin Issues Subject: Re: Would this be good for IT, or what? (UNCLASSIFIED) On Mon, Jan 12, 2009 at 10:07 AM, Kent, Larry CTR USA IMCOM <[email protected]> wrote: > This is more the reality... > http://money.cnn.com/galleries/2009/pf/0901/gallery.layoffs_and_salary_c uts/index.html "I've had to budget everything from food to when I go to the dry cleaners..." A budget? Heaven forbid. </SARCASM> And people wonder why the economy crashed. It's because this entire country -- from this former "Media Relations" marketroid to high-level execs (auto industry, banking industry, I'm looking at you) -- are not in the habit of keeping track of where the money is going. In the interests of honesty: I'm not excepting myself from the above criticism. -- Ben ~ Finally, powerful endpoint security that ISN'T a resource hog! ~ ~ <http://www.sunbeltsoftware.com/Business/VIPRE-Enterprise/> ~ This e-mail and any files transmitted with it are property of Indiana Members Credit Union, are confidential, and are intended solely for the use of the individual or entity to whom this e-mail is addressed. If you are not one of the named recipient(s) or otherwise have reason to believe that you have received this message in error, please notify the sender and delete this message immediately from your computer. Any other use, retention, dissemination, forwarding, printing, or copying of this email is strictly prohibited. -- Sherry Abercrombie "Any sufficiently advanced technology is indistinguishable from magic." Arthur C. Clarke This e-mail and any files transmitted with it are property of Indiana Members Credit Union, are confidential, and are intended solely for the use of the individual or entity to whom this e-mail is addressed. If you are not one of the named recipient(s) or otherwise have reason to believe that you have received this message in error, please notify the sender and delete this message immediately from your computer. Any other use, retention, dissemination, forwarding, printing, or copying of this email is strictly prohibited. ~ Finally, powerful endpoint security that ISN'T a resource hog! ~ ~ <http://www.sunbeltsoftware.com/Business/VIPRE-Enterprise/> ~
