Good for you and fair enough, except Ramsey doesn't claim to tell you anything 
you don't already know - one of his first lines is "I'm not going to tell you 
anything you don't already know, I'm just going to repackage it so hopefully it 
makes sense".

It's obvious basic common sense doesn't work for the common person, be it 
finances, weight loss, marriage, or driving, nobody is perfect in every 
aspects. Basic commons sense says don't drive too fast, don't drink and drive, 
use your seatbelt, etc, but we keep adding airbags, speed limits, seat belt 
LAWS and fuel economy requirements.

Heck even for us if folks had common sense we wouldn't need anti-virus, 
anti-malware, or any other security or anti-spam technology, right? Common 
sense says you can make money without making others' life miserable...

Dave
P.S. Sam I do agree with you, if I had randomly found his site I would have 
thought "geez, scam it up dude">

From: Michael Ross [mailto:[email protected]]
Sent: Monday, January 12, 2009 9:30 AM
To: NT System Admin Issues
Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED)

I didn't even listen to dave ramsey.. I didn't listen to a single "financial 
expert".. never have.. never will..
Basic common sense gets you there IMHO.. I don't need to pay for things that 
quite frankly. I just do not need things like monthly fees for itunes, 
"zunetunes" Netflix, blockbuster memberships, etc I don't have EVERY movie 
channel.. I don't keep up with the joneses.. I don't buy expensive things when 
I cant afford them.
If I cant afford that super cool $40,000 camaro.. I don't get it.. I just 
admire it and curse those who do LOL. It took me 7 years of Marriage, and 15 
years of saving and working to actually get a 57 inch tv and a 7.1 surround 
system.. that was a big thing for us.  And Im not in debit over it.

Wifey and I had battle after battle after battle on this subject.. now,... 
she's driving a 2007 Mustang that SHE bought with the money that SHE saved 
herself over 4 years of saving after her old car was paid off.. we didn't pay 
cash for it, but it will be paid off this year for sure.
I don't listen to "gurus" who claim to tell you the "secret" is to "will 
yourself" out of debit..  just use your head..

Ok.. no more rants for mikey.


From: Tyler Lyon [mailto:[email protected]]
Sent: Monday, January 12, 2009 10:52 AM
To: NT System Admin Issues
Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED)

I'm almost "Better Than I Deserve!" -You Dave Ramsey Fans will get the saying.  
A waiter say it to me not to long ago and I gave him a better tip because of it.

Please let me know if you have any questions.
Thank you,
Tyler Lyon
[email protected]<mailto:[email protected]>
IT Technician II
SC Telco FCU
www.sctelcofcu.org<http://www.sctelcofcu.org/>
864.232.5588 x2342

From: [email protected] 
[mailto:[email protected]] On Behalf Of Michael 
Ross
Sent: Monday, January 12, 2009 11:47 AM
To: NT System Admin Issues
Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED)

If all goes as planned.. except for my house.. wifey and I will be debit free 
by May of 2009.. that's coming from almost losing our house while trying to 
sell our old house just as the house marking took a dump a few years ago..  
trust me. Im gonna have a huge party when that day comes.

From: Jacob [mailto:[email protected]]
Sent: Monday, January 12, 2009 10:10 AM
To: NT System Admin Issues
Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED)

+3... heard him on the radio a few years ago.  Went from 25K in debt to 0 in 
less than two years.

Amazing how much I was wasting money on c...@p!!!  Nothing like being debt 
free, other than a mortgage payment.



From: Sherry Abercrombie [mailto:[email protected]]
Sent: Monday, January 12, 2009 8:05 AM
To: NT System Admin Issues
Subject: Re: Would this be good for IT, or what? (UNCLASSIFIED)

Yup, +2 for Dave Ramsey.  Very sound financial principals.
On Mon, Jan 12, 2009 at 9:43 AM, David McSpadden 
<[email protected]<mailto:[email protected]>> wrote:

+1 Dave Ramsey



________________________________

From: David Lum [mailto:[email protected]<mailto:[email protected]>]
Sent: Monday, January 12, 2009 10:32 AM

To: NT System Admin Issues
Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED)



+1 times ten!



We'll spend thousands sending out kids to college but never teach them the 
basics of money and not using credit for anything but a house. My parents 
didn't teach me that, it took me over 40 years (until Feb of last year) to 
really "get it" (thank you Dave Ramsey). Funny the things we think we *need* to 
have. Pretty sure 99% of these items our ancestors got along just fine without.



Veering nearer to back on topic, adding the need for several thousand IT jobs 
can't be a bad thing, but I am interested in hearing from IT guys in the 
healthcare industry what obstacles need to be overcome. It's one thing to say 
"digitize healthcare records", another entire to pull it off - there must be 
dozens of little "gotcha's".

David Lum // SYSTEMS ENGINEER
NORTHWEST EVALUATION ASSOCIATION
(Desk) 971.222.1025 // (Cell) 503.267.9764

-----Original Message-----
From: Ben Scott [mailto:[email protected]]
Sent: Monday, January 12, 2009 7:22 AM
To: NT System Admin Issues
Subject: Re: Would this be good for IT, or what? (UNCLASSIFIED)



On Mon, Jan 12, 2009 at 10:07 AM, Kent, Larry CTR USA IMCOM

<[email protected]<mailto:[email protected]>> wrote:

> This is more the reality...

> http://money.cnn.com/galleries/2009/pf/0901/gallery.layoffs_and_salary_cuts/index.html



  "I've had to budget everything from food to when I go to the dry cleaners..."



  A budget?  Heaven forbid.  </SARCASM>  And people wonder why the

economy crashed.  It's because this entire country -- from this former

"Media Relations" marketroid to high-level execs (auto industry,

banking industry, I'm looking at you) -- are not in the habit of

keeping track of where the money is going.



  In the interests of honesty: I'm not excepting myself from the above

criticism.



-- Ben



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