haha any customer who allows that to happen to them should have their
computer taken away from them before they hurt themselves!

R

On 26/04/11 23:55, Tim Oliver wrote:
> On Tue, Apr 26, 2011 at 10:46 PM, Bob M Brown <[email protected]> wrote:
>> Hi All,
>>
>> Does anyone on the list have any experience with POLi and feel
>> qualified to comment about how the system works and any pitfalls?
>> From the website (http://www.centricom.com/) POLi looks like it
>> requires a Windows machine to perform the transaction which leads me
>> to wonder how secure it is and what the implementation details are.
> We've been assessing it too - it's basically a little application that
> the client downloads as a browser plugin. This app embeds IE, and
> drives the client through the process of logging into their own online
> banking website and doing a direct bank transfer.
>
> The big advantage of it from a merchant's point of view is that it
> bypasses most of the costs of credit cards - no special merchant
> account, no PCI compliance, no such thing as chargebacks.
>
> >From the point of view of a customer the downsides are that you have
> to install a weird and dodgy-looking component, it's Windows only, you
> have to log into your online banking through a weird component, and
> there's no such thing as chargebacks - once you send the money, it's
> gone. Upside, you don't need a credit card, only online banking.
>

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