>> I still believe that the approach is sound; instead of an identity,
>> the consumer could generate a phrase (since this has a much higher
>> likelihood of being unique and recognizable), display it to the user,
>
> anything that the consumer shows in step A would be known to the
> attacker so could be possibly used in the social part of the attack,
> maybe this phrase should be generated beforehand and be specific (or
> unique) to the user at the given consumer, and the users might be then
> trained to check it on the authorization page and do this:

Good point.  Might language on the authorization page explaining where
the phrase should have come from be the answer (it limits the
possibilities, but phishers are creative ones)?  Pre-generating
phrases would be tricky, as not all apps have the concept of
"identity" and may not have the opportunity to generate phrases
beforehand.

seth

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