In Section 5 on https://www.paypal.com/cgi-bin/webscr?cmd=p/gen/terms-outside#receiving_payments
In short: "No Surcharges. Under Visa, MasterCard, Discover and American Express regulations and the laws of several states, including California, merchants may not charge a fee to the buyer for accepting credit card payments " and a few more sentences of legal noise that defines a few workarounds (such as handling-fee on all payments methods, not just paypal) But notice, that's for merchants and makes no statements about educational, non-profit or government entities. It might be time for legal council to review. /djb -- David Busby Edoceo, Inc. http://edoceo.com/ 206.282.6500 On Fri, Apr 5, 2013 at 10:14 AM, Joe <knuev...@oplin.org> wrote: > Perhaps it depends on your entity's legal status? On paypal's > government entities site ( > https://www.paypal.com/us/webapps/mpp/government-payments) it states > that governments are allowed to charge a fixed transaction fee for all > transactions, either credit, debit, etc.. I can imagine that paypal would > prohibit all others from charging a fee. The text from their site is > below. > > Thanks. > > Joe > > > -------------- > Some government entities choose to absorb PayPal transaction fees. > However, it is possible to recoup some fees from constituents in the form > of a fixed fee.* Government entities are allowed to charge a convenience > fee that applies to all forms of online payments, even debit and ACH > transactions. The fee must be a fixed amount – such as $10 per transaction > – rather than a percentage fee. > > * Different convenience fee rules apply for tax payments. > -------------- > > Joseph Knueven > Director > Germantown Public Library > 51 N. Plum St. > Germantown, OH 45327 > 937-696-9998x10knuev...@oplin.org > > On 4/5/2013 12:37 PM, David Busby wrote: > > Please note that PayPal terms do *not* permit charging a fee for usage. > That is, you cannot charge Patrons a fee to offset the processing fees that > PayPal charges you. > > /djb > On 5 Apr 2013 08:29, "Joe" <knuev...@oplin.org> wrote: > >> Good day everybody. >> >> I had a quick question about accepting credit cards through paypal for >> those libraries that do. >> >> Do any of you charge a convenience fee to your public for charging fine >> payments? Tinkering with a test server, it looks like the entire payment >> process occurs from within the TPAC when the public pay fines themselves. >> I know paypal has a setting where a fee can be automatically added to a >> balance, but I'm concerned that if we went this route and patrons were >> paying from within the OPAC that they would never see this fee until after >> their charges had been made. >> >> We are currently on 2.3.1 >> >> Thank you in advance. >> >> Joe >> >> -- >> Joseph Knueven >> Director >> Germantown Public Library >> 51 N. Plum St. >> Germantown, OH 45327 >> 937-855-4001 >> knuev...@oplin.org >> >> >