On 29 April 2010 09:34, Liam McLennan <[email protected]>wrote:

> I ended up with CGU insurance through OAMPS. I doubt if they know what SaaS
> is.
>

All of the insurers forms are remarkably the same (some sort of industry
body must make them up to make the life of brokers easier).

We do the professional services IT one, but there are standardised sections
in there where you need to provide additional information if your revenue
from hosting is more than 25% of gross, for example. They then require that
you fill out supplementary doco. The Marsh and Centrepoint forms were almost
the same and both had sections asking very specific questions around
managing customer information, providing access to applications and so on. A
SaaS business would easily be teased out by them and charged according to
risk.

Make sure you send lots of supporting stuff like example project
specifications and work breakdown structures and so on. The first year I did
that our premium dropped by $2k.

Any evidence you have on standard operating procedures that mitigate risk
will save you premium $.

-- 
David Connors ([email protected])
Software Engineer
Codify Pty Ltd - www.codify.com
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