On Tue, Jan 10, 2012 at 4:04 PM, Liam McLennan <[email protected]> wrote:
> That doesn't make much sense. I have a qualification but it doesn't decrease
> my premium. In fact the insurer cared so little that they didn't bother to
> ask. I've never been sued or known anyone who has.
>
> I suspect that premiums are so high because the insurers don't understand
> the industry and aren't interested in competing.
>

I suspect you're right.  I note that most house insurance specifically
excludes cyber activity, in the same paragraph as it excludes
terrorism.  Nice to be grouped like that.


>
> On Tue, Jan 10, 2012 at 2:42 PM, David Connors <[email protected]> wrote:
>>
>> On Tue, Jan 10, 2012 at 2:38 PM, David Burstin <[email protected]>
>> wrote:
>>>
>>> On 10 January 2012 15:26, Liam McLennan <[email protected]> wrote:
>>>>
>>>>
>>>> My carpenter does high-value alterations to high-value assets and
>>>> regularly shoots people with a nail gun. His insurance is less than half of
>>>> mine. Has the whole world gone crazy??
>>>
>>>
>>> A family member has an accounting office that prepares financial advice
>>> and information worth millions of dollars annually. His insurance is less
>>> than half of mine. Has the whole world gone crazy??
>>
>>
>> Not really. Both aforementioned professions require qualifications and
>> training.
>>
>> David.
>>
>> --
>> David Connors | [email protected] | www.codify.com
>> Codify Pty Ltd
>> Phone: +61 (7) 3210 6268 | Facsimile: +61 (7) 3210 6269 | Mobile: +61 417
>> 189 363
>> V-Card: https://www.codify.com/cards/davidconnors
>> Address Info: https://www.codify.com/contact
>>
>
>
>
> --
> Liam McLennan.
>
> [email protected]
> http://www.eclipsewebsolutions.com.au



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