Hello Alana,
Great to hear of the progress towards sorting out this insurance mess.
One way to make the insurance premium more reasonable for practitioners
might be to negotiate a rate per client - that is, the midwife pays a
premium for each home birth client she takes on. This is what Caroline
Flint had in place at one time with one of the insurance companies in the
UK. It seems a reasonable solution because the risk for the insurance
company relates to the number of clients a midwife takes on, and for the
midwife, she can add the actual cost for the premium to the amount she
charges the client. She is also not paying to have cover that she doesn't
need, as she would if she pays a flat fee per year and then didn't have
many clients.
Is this worth considering in your discussions with insurers?
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Andrea Robertson
Birth International * ACE Graphics * Associates in Childbirth Education
e-mail: [EMAIL PROTECTED]
web: www.birthinternational.com
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