RE: [ozmidwifery] Thoughts on insurance.

[Robyn Thompson]

Hi Rhonda I have been been practising as a Company Pty Ltd for 18 years now, that is why I have had to go it alone as far as business and legal responsibility goes.  Support from ANF is difficult because I am not practising as an individual.  According to my accountant the cost of memberships over the years had to be weighed against the the expenses of running a company, he advised me to keep my expenses low.  When PI was available through ANF I was not able to access it, so it was better for me not to pay the membership levy.  I think the same applies to ACMI but I am not sure of legal details here.  Maybe someone could provide some current information.  The bottom line is legislation is via the Nurses Board in Victoria and NSW where I am registered as nurse first and midwife second.      Robyn -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]]On Behalf Of Rhonda Sent: Friday, November 15, 2002 12:01 PM To: [EMAIL PROTECTED] Subject: [ozmidwifery] Thoughts on insurance.   Our solicitor, in light of our situation, and not being able to get insurance has suggested that we become Incorporated.  Because they have to sue us personally as the person who performed the procedure - all of our assets would then be owned by the company and could not be touched by personal litigation.  I guess this is something we never thought we would need to do but I was thinking that midwives who are working without insurance could do the same thing and therefore protect themselves at least from personal litigation.   I know it does not solve the problem - a bit like the "form to fill out" it is just another measure to protect oneself.   Has anyone else considered this option?   Regards Rhonda ____________________________________________________   IncrediMail - Email has finally evolved - Click Here