RE: [ozmidwifery] Re: Private Insurance companies covering independent midwives?

[Larry & Megan]

We are with Defence Health and they cover midwifery, so many pre and post natal visits and X amount for birth, cant remember the actual payout though. My understanding is that its not uncommon for the midwife to arrange the costs on paper so as to maximise pay outs. I have done the ring around of companies in SA and it makes for an interesting experience. Most had to get the book out and read it or ask a supervisor, in other words they had no idea, its an education for the staff. One company would only pay on the cost of birth if baby was born in hospital not at home. I asked how they would know, he said only if the midwife wrote that it was a homebirth. They don't understand why women even make this choice, I had to explain that homebirth wasn' t accidental it was planned a number of times.

As for Indemnity Ins in relation to Health Ins paying out, the two are completely different, one covers adverse outcome, etc and the other is recovering cost of services provided. I can't see how they can descriminate, as long as the person is qualified, I bet they don't ask for proof of indemnity ins from any other provider.

I believe some insurers also cover for the cost of childbirth education, we had a mix up when I claimed the birth of my last baby and found this out, its worth asking if you do. The other thing is that some companies offer little bonuses if you register with them, like a basket etc and homebirth mums should not be discriminated against for this, so ask.

 

Cheers

Megan

 

 -----Original Message-----
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]On Behalf Of Alphia Possamai-Inesedy
Sent: Tuesday, 24 February 2004 9:23
To: [EMAIL PROTECTED]
Subject: [ozmidwifery] Re: Private Insurance companies covering independent midwives?

Jen,

I was not aware that this was the case - do you know which private insurance companies do this?  I find it surprising considering that independent midwives are not covered by indemnity insurance.  I am currently finishing a subsection of my thesis on the indemnity crisis and found your news interesting.  If you could help me out with this I would grealty appreciate it.

Take care
Alphia



At 03:47 AM 17/02/2004, you wrote:

Some private insurance companies cover the fee of a midwife in private practice.
 
One to one care with a midwife she's known throughout pregnancy & birth is her best bet for successful breast feeding.
 
Best of luck, Jen

"Melissah & Scott @ Spilt Art" <[EMAIL PROTECTED]> wrote:

I have someone who is about 18 weeks pregnant and fairly recently moved to the blue mountians (Katoomba) She is unsure of where to birth at the moment and is concidering birthing at nepean private to make use of her private health insurance. She is hoping to stay in hospital for about 5 or so days, and at nepean private her husband can stay with her. She wants to stay in for a few days because she is nervous about being able to breastfeed and take care of her bub, as she feels she has not much idea of what she is doing.

So I sugested to her that maybe a doula could be of great benifit to her by the way of childbirth info, birthing and post natal care/advice etc. She is quite interested in talking to some doulas in the area.

 

So, I thought Id try to get together a list of Doulas in the area to pass on to her. If anyone is interested, could you please either reply or email me directly with all your details [EMAIL PROTECTED]

I know your around Abby, but I cant find your contact details.

 

Thanks! Melissah

www.Splitart.com

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Alphia Possamai-Inesedy Ba (Hons.)
PhD. Candidate
School of Applied and Human Sciences
Bankstown Campus, University of Western Sydney
UWS Locked Bag 1797
South Penrith Distribution Centre
NSW 1797 Australia

Phone: 02 97726628
Fax: 02 97726584