I think it's more along the lines of requesting for your bank account number
and an advance fee (usually for some administrative detail or another) and
gradually increasing the amount requested... hence advanced fee fraud. I
doubt anyone can use your account number to drain your account, as account
numbers are usually given for other parties to transfer amounts around...
minimally they would need another piece of information (i.e: pin). 

http://en.wikipedia.org/wiki/Advance-fee_fraud

Mike

Message: 1
Date: Sat, 31 Mar 2012 20:09:00 +0200
From: Alex Kornilov <[email protected]>
Subject: [Pauldotcom] How does Advanced Fee Fraud works (Nigerian
        Scam)
To: [email protected]
Message-ID: <[email protected]>
Content-Type: text/plain; charset=ISO-8859-1; format=flowed

Hi

I read this in CASP study guide:
http://i.imgur.com/TOgOu.png

It means if somebody knows my account number (in Europe IBAN) he can get
money? How is this possible?

regards
Alex


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