Best one I've found.. and it worked both ways sinc I the seller/buyer and
they the purchaser/sellers were in Canada was to allow them to DEPOSIT funds
directly to my bank account.

Yes.. I know.. it's a hazard.. You don't have to tell me about it as I
worked in a bank for 11 years and I still have to explain to the security
staff at banks how bank fraud works.. but in the case of a fair and
equitable transaction and if all parties are above board.. it works just as
well if not better than PayPal (which also has had it's fair share of
frauds).

Cheers,
Dave


-----Original Message-----
From: Chris Brogden [mailto:[EMAIL PROTECTED]]
Sent: Thursday, February 20, 2003 8:18 PM
To: [EMAIL PROTECTED]
Subject: Safe payment types. Was: Re:PayPal, C/C, and fees (WAS: RE: FS:
MZ-S, KX, lots of lenses)


On Thu, 20 Feb 2003, Gary L. Murphy wrote:

> I know. That's why I said what I did. "When I accepted PayPal", which
> I no longer do.  :-)

Out of curiosity, what payment types do you accept?  I just found out from
my bank that it takes them at least 28 days to confirm that cashier's
cheques or money orders are genuine.  With the rising popularity of
forged-cheque scams, I've been considering limiting the size of money
orders I'll accept for eBay items, as the alternative is putting a 4-week
hold on the item before I'll ship it, which is pretty extreme.

What sort of payment would be the safest?  Right now I'm thinking it's
PayPal, shipped only to the buyer's confirmed address.  The trouble with
that is that PayPal can actually withdraw money from my bank account or
credit card to cover themselves if the buyer protests the charge with
their credit card company, and I don't feel comfortable with that.  I'm a
pretty trusting person, and I haven't been ripped off for anything major
yet, but I don't want that streak to end.  Any suggestions for foolproof
payment types that I haven't thought of?

chris




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