On 23 Mar 2001, at 10:52, Jim Brooks wrote:
> Peter Smith asked:
> "is there a UK member who has had a better experience with household
> insurance"
> Well, I had an Olympus mju1 stolen in Stockport town centre some time ago.
> Also a very nice Olympus Trip 35 was stolen from my car while it was parked
> in Oldham town centre. I am lucky enough never to have had Pentax gear
> stolen. I claimed on household insurance for both of these and the full cost
> (less excess) was recovered. At the time I was insured with Halifax (through
> mortgage).
>
> I hope this helps, but when taking household insurance I have always made a
> point to check the clauses related to things like cameras and pedal cycles
> when taken away from home.
>
My tenants policy was very vague on this issue, but they would
not cover commercial/ business use at all so I now hold a
commercial/business policy that is separate from my tenants
insurance. Covers most losses and damage (except for things
like having the equipment stolen from an unlocked vehicle) and
IMHO is worth the cost. it's about $4 per $100 of equipment
annually.
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