RAW vs TIF

[David Zaninovic]

    What are the advantages of keeping RAW of a picture instead of converting 
it to a TIF file without any adjustments ?  How can I
do no adjustments to a RAW file and save it as TIF ?  So no WB or sharpening, 
color saturation or any other settings applied.  The
only thing I would like to be applied is debayerisation and maybe hot pixel 
fixing. TIF should keep all the information that was in
the RAW file except camera settings and other EXIF information, I don't care 
about those anyway.