At 17:55 20/01/02, you wrote:

Hi Dave

I have all my gear insured anywhere in Australia and New Zealand (I 
believe) for any loss whatsoever. This includes leaving an MZ-5n with F 
series 50mm macro under a tree about a year ago, completely forgetting 
about it until the next day. Suffice to say ity wasn't there when I 
returned to look for it.

I was sure that the insurance company would say that they cover everything 
except stupidity, but they bought me a shiny new MZ-3 with Sigma 105mm 
macro. I still miss the 50mm macro, I probably should have taken the 50mm 
over the 105, but that's a different story.

Cheers

>Hi all,
>
>  Last week I finally gave in to that nagging voice in the back of my head 
> after
>about two years, and went to talk to my insurance agent regarding my photo
>gear.
>
>  It turns out that under my current house contents policy, they will only 
> pay
>"market value" for any "camera or accessory" up to NZ$1500.  But if I
>upgrade the policy (at very little extra cost) it becomes _replacement_ 
>value up
>to NZ$2000, unless specifically listed on the policy.
>
>  So I went home, made out a list of my most valuable gear: totalling 1 
> body, 7
>lenses and a spot meter, and took it to the camera shop for an "official"
>valuation which I just received back today.
>
>  I sure hope you're all well covered because some of this stuff is not 
> cheap.  A
>new SMC-A 15mm/3.5 was quoted at 5 times what I paid for it secondhand
>about two years ago.  At least you can still get those new.  I suspect the 
>values
>I was given for the A*85/1.4 and A*300/4 were for the FA*85/1.4 and
>FA*300/4.5 respectively.
>
>  Pretty soon I'll finally be well covered financially for any loss, but 
> that won't
>cover the heartbreak and the inconveniece of not having the gear so I'll 
>have to
>remain as vigilant as always (paranoid may be a more suitable word).
>
>  I do wonder about my negs and slides though.  Maybe I'll discuss that 
> with the
>insurance people tomorrow but it will be hard to come up with any kind of 
>value
>on them, especially as they're not being used commercially (at this time).
>
>Cheers,
>
>
>- Dave
>
>David A. Mann, B.E. (Elec)
>
>"Why is it that if an adult behaves like a child they lock him up,
>  while children are allowed to run free on the streets?" -- Garfield
>-
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Jon

Relax! Take life as it comes, you can't chase the sun, you can't race the wind
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