On Sun, 20 Jan 2002 12:53:26 -0800, David S. wrote: > >I was in a similar state insurance wise until I got my 600/4.0, then I got coverage >for replacement value & away from home. There is still one warning though, the >insurance will only cover up to $1500 for damages or loss of equipment while it is in >a car. The insurance rep said that the reason for such a low coverage for equipment >in a car is because theft from cars is so high. The equipment is fully covered if I >damage it while hiking in the mountains, if it falls of a tripod, I drop it, or if the >house burns, but not if it is in a car, not even if I am in the car at the same time >of damage or loss. > >I got into a lengthy discussion with the insurance rep over the issue of loss or >damage of equipment while it is in a car & they are very rigid about that point. >Coverage is to the maximum of 1500 even if it is damaged in a motor vehicle accident >while I am in the car or if someone steals it from my car while I am in it trying to >fight them off. > >I would like to know if insurance companies other PMDLers use (especially Canadians) >give better coverage to equipment while it is in a car.
I'm not in Canada (Yet another Australian), but the insurance we have covers us for items upto AU$2000 per item (a camera body is one item, a lens is another item, a filter is yet another item and the insurance company has a list of every item including filters). All items are covered away from the house (and I quote from the policy), Anywhere in Australia or New Zealand, or anywhere else in the world but for a period not exceeding 90 days. So I can't travel for more than 90 days at a time (I wish I was so lucky!). It has a small list of things not covered but none of them are cameras. If you are in Australia (and possibly New Zealand) I thoroughly recommend the policy. It is ONLY available through the Insurance Brokers Network Australia and is called the Gold Star policy - Look at www.ibna.com.au to find a broker. The policy used to be on line somewhere but I can't find it now (doesn't mean it's not just that I can't find it). Leon http://www.bluering.org.au http://www.bluering.org.au/leon - This message is from the Pentax-Discuss Mail List. To unsubscribe, go to http://www.pdml.net and follow the directions. Don't forget to visit the Pentax Users' Gallery at http://pug.komkon.org .
