Having been a banker, I can tell you, if someone asks for a Wire Transfer, unless it 
is for a large sum of money (i.e. $500 or more), don't bother sending it and just send 
an international money order in the funds that the person is requesting.

Wire transfer fees are outrageous from the senders side, and, for most Canadian banks 
anyway, there is no guarantee that the funds will be received by the parties involved 
if you don't have a ton of information.

Fees can be had from the receivers side as well.  We used to charge $10 US for 
incoming Wire Transfers.  It was, as you claim, that "mystery charge" known as a 
"service charge".  Basically just a fee drummed up to cover minor computer time and 
handling involved with receiving and verifying wire transfers.

I agree with you though, Caveat Emptor when it comes to auctions and paying for them.

Cheers,
Dave



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