The bank I use is a local, family-owned bank.  That's what makes it such
a pleasure.  It's not one of the big banks.  Until recently they only
had about five or six branches, but they've expanded as the communities
they serve grew.  Nonetheless, it's always service with a smile, and I
can walk into any branch in my local area and be recognized and treated
like a person, rather than a cipher.

I grew up living across the street from the owner and president of our
local bank.  I recall my mom telling me to "Walk up to the bank and ask
Sidney to give you $XXXX."  I'd go up to the bank, and Sidney would see
to it that I'd get a sack full of cash ... no paper work, no forms to
sign, no hassle.  Naturally, I look for that type of service where I do
my banking today.

Stan Halpin wrote:
> 
> Shel said:

> Shel, the suggestion you and JoMac make is good. But at least for now I'll
> stick with the checks and occasional inconvenience rather than go to another
> back with freer use of debit cards. The deciding factor for me is that I
> strongly prefer a small local bank (owned by someone I know), rather than
> one of the mega-banks that is so busy dreaming up new ways to confuse the
> customer that they can't be bothered to actually deal with the customer. The
> disadvantage for the small bank is that they can't afford to provide the
> same services that the large ones do without some service charges, as they
> have to pay the larger ones to do processing work for them. My gripe is that
> the charge seems designed to provide an additional profit center. The owner
> may be a friend, but I don't agree with his business conduct in this case.

-- 
Shel Belinkoff
mailto:[EMAIL PROTECTED]
http://home.earthlink.net/~belinkoff/
http://home.earthlink.net/~belinkoff/darkroom-rentals/index.html
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