accounting for the profits of lending is the second blackest of the black
arts (accounting for the profits of life assurers is the blackest).  There
are often very substantial gaps indeed between even the best accruals
accounts and cash.  If the debt ends up not being repaid, this earnings
stream can be very volatile indeed, particularly if the collateral is a
motor vehicle.  watch yer eye would be my view, although the epithets
"progressive" and "economist" apply to me only marginally at best.

General Motors is something like the third biggest lender in the UK's "buy
to let" (speculative housing investment) sector - nobody knows why.

dd

-----Original Message-----
From: PEN-L list [mailto:[EMAIL PROTECTED] Behalf Of Michael
Hoover
Sent: 23 July 2004 18:33
To: [EMAIL PROTECTED]
Subject: Query: Ford/General Motors


what is progressive economist take on ford and general motors releasng
info the other day indicating that each only made profits from
credit/lending operations...
michael hoover

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