As is widely understood, the process of cutting interest rates to recover 
from bursting bubbles creates a sequence of bubbles.  Other methods of 
coping with the consequences of bursting bubbles can also help to generate 
new bubbles.  

Here is a suggestion that the Savings and Loan crisis helped set the stage 
for the recent real estate collapse:

Adams, Johnathan. 1996. "CMBS Structures and Relative Value Analysis." In 
Anand K. Bhattacharya and Frank J. Fabozz, eds. Asset-Backed Securities 
(New York: John Wiley and Sons): pp. 207-26.

208: "The first substantial surge in commercial mortgage securitization may 
be traced to the Resolution Trust Corporation (RTC) and its decision to use 
the CMBS [Commercial Mortgage-Backed Securities] market to liquidate the 
assets of insolvent thrifts.  Between 1991 and 1993, the RTC issued an 
extraordinary $13.8 billion of CMBS."



-- 
Michael Perelman
Economics Department
California State University
Chico, CA 95929

Tel. 530-898-5321
E-Mail michael at ecst.csuchico.edu
michaelperelman.wordpress.com
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