On Thu, Jan 22, 2009 at 4:39 AM, Julio Huato <[email protected]> wrote:
> raghu,
>
> Yes, the bankers are the common equity holders.  I don't have the FoF
> accounts in front of me now, but I'm sure that what (regular or
> shadow) banks owe to each other is not that big a deal.  And then,
> those amounts (largely) cancel out if you consolidate the balance
> sheets for the entire U.S. banking system.


The regular banks is not a big deal I agree but the shadow banks are
definitely a concern for two reasons. One is simple fairness: what
public interest is being served in giving taxpayer money to these
entities? The second reason is that these entities are not obliged to
keep their money in circulation by making new loans, so the bailout
money doesn't even have a stimulating effect. Indeed many hedge funds
are returning money to their investors even if they were profitable
recently. See for e.g.:
http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aMcIl5jiBLFA

Also institutions like PIMCO (and no doubt many hedge funds) are
profiteering off the TARP by engaging in what can only be described as
"bailout arbitrage":
http://www.bloomberg.com/apps/news?pid=newsarchive&sid=a.GhHhNuhJcg
------------------------------------------snip
Bill Gross's decision to back out of a $38 billion bond swap for GMAC
LLC debt is paying off for his Pacific Investment Management Co.
investors now that the U.S. government has bailed out the auto and
mortgage lender.

Pimco, manager of the world's biggest bond fund, reneged on a Dec. 15
agreement to join an investor group participating in GMAC's debt swap
and ignored warnings that bankruptcy might follow. While holders led
by Dodge & Cox accepted as little as 60 cents on the dollar to reduce
GMAC's debt, the bonds Pimco kept soared as much as 83 percent, to
80.5 cents on the dollar, after GMAC won approval to become a
federally backed bank.



-raghu.

--
Two fish are in a tank. One says to the other, "Do you know how to
drive this thing?"
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