On Feb 25, 2009, at 6:19 AM, Max B. Sawicky wrote:
A tax-free universal savings account is an IRA.  To me this sounded
like an allusion to the sort of plan Teresa Ghilarducci has put
together.  An add-on to SS, not a substitution.  This would not
preclude some change in SS.

Max,

isn't that a bit like saying charter schools are an "add-on" to the public school system? In fact its worse, since idiots like me who have no clue on how to invest will lose their IRA the next time the bubble bursts!

        --ravi

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