Expanded IRAs would reduce income tax revenue, so sure that would have
to be replaced by some combination of new revenue, spending cuts, & a
higher (than otherwise) deficit.

As an enviro you might be congenial to heavier taxation of
consumption, which is what this all entails, in the context of an
individual income-cum-consumption tax with exemptions, a standard
deduction, and graduated rates.

In my underground unpublished masterpiece on progressive consumption
taxation, I point out that an individual income tax is a very
cumbersome way to tax bequests (estates), since absent that you could
tax all income when consumed rather than when received (which is what
you are doing with a fully flexible, universal IRA).

Natch, there are good reasons to stick with an income tax as well.



On Wed, Feb 25, 2009 at 4:14 PM, Gar Lipow <[email protected]> wrote:
. . .
>
> Sure I have no objection to supplementing social security. We can
> argue about whether "savings accounts" are really a good way to do it.
> But if it is to be universal, as you said, it has to be subsidized.
> Where is the money for that going to come from. And if it is done as
> part of a "Fix" for social security are they going to be able to risk
> at least a  modest raid?
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