Another thing: in a sense commodity money is fiat money also, unless a
commodity itself is used for payment. Because the state can chose
whatever commodity to pay in exchange of whatever money it issues.

Aren't I right?

But, what if there is no state? Or if there are many states and other
states do not accept what my state chooses?

Best,
Sabri

On Mon, Oct 31, 2011 at 2:54 AM, Sabri Oncu <[email protected]> wrote:
> Jim:
>
>> There isn't really a debate that I know, except about semantics. Banks
>> can't create commodity money (a province of nature, as it were) or
>> fiat money (a province of the state). They create bookkeeping money,
>> i.e., liquid assets that are entries in a bank's books, that
>> corresponds to debt.
>
> We are in a minor disagreement, Jim. Fiat money is debt also, the debt
> of the central bank to itself. Further, fiat money is credit also, the
> credit of the central bank to itself. Hence, in your terminology, fiat
> money is bookkeeping money also, which means that debt (liabilities) =
> money = credit (assets) to the central bank at the moment the central
> bank creates it.
>
> Things get different when central bank lends that money to the rest of
> the world.  Prior to that, both the assets and the liabilities are
> equally liquid since they are the same thing, but after the money is
> lent to the rest of the world, the central bank assets, that is, the
> central bank credit may get illiquid. But, this is not a problem to
> the central bank, because if the central  bank assets/credit disappear
> altogether, the central bank liabilities/debt and hence money
> disappear also. Then the central bank can create new money if the
> money is fiat money.
>
> This is what the other banks cannot do in the presence of a central bank.
>
> However, if there is no central bank, and the US did not have one
> until 1913, then who creates the fiat money?
>
> Best,
> Sabri
>
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