I have an IRA with Citi. Most of the money is in bonds: Ginny Mae, Treasury 
Bonds, Russian bank bonds, etc. Some is in money market which my broker says is 
insured. 

If something happens to Citi, can I lose money? That is, is Citi just an 
intermediary? Are the bonds that I own still good in the event of a Citi 
failure? 

Thanks, 

Joanna 

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