Anyone can commit fraud, steal and break the law.  There is no way to know in 
advance that it won’t happen.  If you want certainty, invest in jewelry/gold 
bars and put in a safe underneath a floorboard in your house.

And it is wrong to say that MF Global “got away with it.”  They (MG Global) did 
not get away with anything – the company is bankrupt and its principals are 
disgraced and will suffer real civil, if not criminal liability.  It is true 
that certain creditors of the trading affiliate were enriched at the expense of 
the customers of the brokerage, and there will be litigation for years to come 
on that issue.  If those creditors knew what was happening, they will 
ultimately have to give money back.  If they did not know, then we are dealing 
with two innocent parties, and the respective rights are what they are.

David

From: [email protected] 
[mailto:[email protected]] On Behalf Of [email protected]
Sent: Monday, June 04, 2012 3:06 PM
To: Progressive Economics
Subject: Re: [Pen-l] IRA question

.  MF Global is a scandal, because money was improperly transferred from the 
brokerage unit to proprietary trading affiliate when they were desperate for 
cash.

David Shemano

---
Thanks David,

But this is basically why I was asking. If MF Global could get away with making 
money disappear, why couldn't Citi?

Joanna
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