The ratings are important because certain investors, eg pensions, cannot invest 
in
junk unless the junk gets a good rating.  One of the tragedies will be many of 
the
people who will be left holding the bag will be blameless, esp. people who are
depending on pensions.
 --
Michael Perelman
Economics Department
California State University
Chico, CA 95929

Tel. 530-898-5321
E-Mail michael at ecst.csuchico.edu
michaelperelman.wordpress.com

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