sorry about the premature end there - I was going to say that "moral
hazard" has a reasonably precise definition in insurance terms, but is
usually used in political discussions (where there is no contract, no
insured amount and therefore no moral hazard in the narrow sense) as a
businesslike way of expounding Sir Humphrey Appleby's "Principle of the
Dangerous Precedent" (also appearing in "Microcosmographica Academica"

Sir Humphrey Appleby: Minister, if you block honours pending economies,
you might create a dangerous precedent.
James Hacker: You mean that if we do the right thing this time, we
might have to do the right thing again next time. It seems on that
philosophy, nothing would ever get done at all.
Sir Humphrey Appleby: On the contrary, many, many things must be
done...
Sir Humphrey Appleby, James Hacker: [together] but nothing must be done
for the first time.


best
dd

^^^^^^^
CB: Cool. I still gotta think a little more about the puns in that. Hmm
nothing must be done for the first time ?

I was thinking the "moral" in "moral hazard" is "do good", "due care"
-Do good by insuring someone against risk.   It is moral to protect
someone against risk, but then there is more risk. By protecting against
the hazard, it is made more likely that the hazard will come about.
That's it ?

Why it's the liberal dilemma, the White Man's Burden.  If I am
charitable and take care of those darkies, they become careless and mess
themselves up. Lazy,immoral  ungrateful welfare queens, live the hazards
of high liberal morality.

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