> ----- Original Message -----
> From: "Michael Perelman" <[EMAIL PROTECTED]>
> To: [email protected]
> Subject: Re: Moral hazard
> Date:         Thu, 29 Nov 2007 18:59:52 -0800
> 
> 
> Moral hazard came from the insurance industry.  For example, because you have
> insurance, you may have less incentive to drive carefully.
> --
> Michael Perelman
> Economics Department
> California State University
> Chico, CA 95929
> 
> Tel. 530-898-5321
> E-Mail michael at ecst.csuchico.edu
> michaelperelman.wordpress.com

>

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