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FORTUNE magazine
issue cover dated July 10, 2000

The Corrupt Archipelago

Indonesia is a mess. But when Laksamana Sukardi tried to clean it up, he
found himself out of a job.

by Louis Kraar

When Indonesians forced President Suharto from office after more than three
decades in power, the dream was that a new leader would help dig the country

out of the economic swamp in which it was mired. It is a dream denied.
Abdurrahman Wahid, 60, a moderate Muslim intellectual and longtime
opposition
politician, took office last October with promises to reform one of the
world's most corrupt nations. He is falling seriously short of them.

Unlike other countries hit hard by the 1997-98 economic crisis, such as
Thailand and South Korea, Indonesia is not bouncing back. International
creditors have little to show for the $47 billion they have spent to rescue
the chaotic Southeast Asian nation from its own bad habits. The archipelago
continues to reel from regional revolts, a dysfunctional banking system, and

heavy debt. But Wahid is in no hurry, dismissing the idea of a swift and
thorough cleanup. "That's impossible," he says. "We have to do that [reform]

in our own way."

Wahid's efforts, the World Bank says, are "painfully slow." Since coming to
power last October, his government has not successfully prosecuted a single
case of corruption, even though corruption is ubiquitous: In a 1999 global
survey, only Nigeria and Cameroon ranked worse. Wahid's answer? "You cannot
alienate too many people at one time," he told FORTUNE. In an outburst of
frustration, Kwik Kian Gie, the minister in charge of coordinating economic
policy, said of the government's stumbling and drift: "If I were a foreign
investor, I wouldn't come to Indonesia. The lack of law enforcement, the way

the government is managed--the whole thing is so confusing."

No one knows the difficulties of reforming Indonesia better than Laksamana
Sukardi, 43. As Minister of Investment and State Enterprises, an agency long

known for being a snake pit of graft and patronage, Laks (as he is known)
earned a reputation for integrity. A U.S. Embassy report last year described

him as "the champion of Indonesia's efforts to craft reforms needed to
restore investor confidence." He lasted just six months. His rise and fall
is
a case study in why Indonesia has found it so difficult to get back on
track.

Laks personifies the conscience of many young, well-educated Indonesians,
who
are his biggest supporters. Quiet and low-key in manner, this former banker
seems like just another bright technocrat-until his sense of outrage boils
over. "The leaders of this government have already become infected with the
virus of corruption," he charges. "They are not serious about economic
reforms. If this continues, Indonesia is not going anywhere." Laks sees
ample
evidence of apparent crimes, such as an audit of the central bank showing
that $7 billion has simply vanished. Much of the $37 billion spent by the
government to shore up banks in the wake of the crisis has also evaporated.

The son of a journalist who worked for Antara, the national news agency,
Laks
passed the tough competitive exam to get into the Bandung Institute of
Technology and graduated as a civil engineer. Opportunities in that
profession were thin, however, so he joined the executive training program
at
Citibank. He jumped off the fast track there to join Lippo Bank in 1987.
Working as Lippo's managing director for five years opened Laks' eyes to the

ugly flaws of his country. "Bank supervision was lax," he recalls, "and
people could just bribe their way around rules." In 1991, when the central
bank reduced liquidity to prevent inflation, he saw with disgust how banks
still lavished loans on a son of Suharto to finance a monopoly on cloves
used
in Indonesian cigarettes. Such abuse propelled him into politics--"the only
way I saw of ending this unfairess."

In 1992, Laks joined the Democratic Party of Indonesia, and the following
year he was elected to one of the few open seats. (Eighty percent of
representatives back then were appointed by the government.) During his
first
year he was among a handful of opposition politicians who refused to
rubber-stamp Suharto's reelection. Uneasy with his criticism of the regime,
Lippo Bank pushed Laks out. He started Reform Consulting, a firm that does
financial risk analysis for international clients. (Indonesian ompanies tend

to avoid him because of his politics.) He also invested in a joint enture to

make tennis balls with Dunlop Slazenger. Both those businesses continue to
provide him income.

Once the Suharto regime collapsed, in May 1998, Democratic party leader
Megawati Sukarnoputri, daughter of the country's first President and a
figurehead popular with the masses, was widely viewed as most likely to end
up in the presidential palace. Laks became her right-hand man, instructing
her on economics and international relations. At the World Bank and IMF
meetings in Washington last all, recalls an American economist who was
there,
officials treated him "like a finance minister in waiting." Megawati's pary
won the most votes, 34%, but Wahid, whose party won only 13%, adroitly put
together a coalition and won the backing of the assembly of electors that
chose the President. He took office in October and appointed Laks to the
cabinet that month.

>From the beginning, Laks was a stranger in a strange land. He recalls an
evening when Wahid was going over the contracts for a multimillion-dollar
expansion of the Surabaya airport with several cabinet officers. The
President suggested that the winner should be encouraged to make a donation
to his personal foundation. When Laks questioned the propriety, he says that

Wahid replied, "If the winner has been decided, it's okay. We're not
influencing the decision." Laks was stunned. (Former President Suharto is
the
target of a criminal investigation for abusing his power to funnel money
into
some of his personal foundations.)

"Really strange things happened" in that cabinet, he says. Strangest of all,

perhaps,
is that "there's no sense of crisis, no plan," even though up to 50 million
Indonesians
have been thrust back into poverty in the past three years. The unwieldy
crowd of 33 cabinet ministers, from five different parties and the military,

are divided between would-be reformers and determined resisters. The
President, who is sickly and almost blind, often falls asleep. When he is
awake, he can be clueless. A few months ago, for example, the cabinet
decided
to implement IMF recommendations for an increase in fuel prices; Wahid told
the press that the move was postponed. In June, Wahid appeared to endorse
currency controls to prop up the sagging Indonesian rupiah; a few days
later,
he pledged not to impose them. Says Sri Mulyani Indrawati, an economic
advisor to Wahid: "The President has no basic trust in his cabinet
ministers.
He knows little about economics and gets confused."

Burdened by neither ill health nor a sense of uncertainty, Laks took a broom

to
his own ministry. He set the tone early by halting the old practice of
selling high positions in state corporations. Instead, he set up a screening

process that rated candidates by their qualifications rather than by their
connections. He used the system to recruit chief executives for Indosat and
Telekom, two state telecom firms-but Wahid overruled both choices.

Still, Laks kept plugging. Early in the administration, he mopped up a mess
over
government contracts to buy electricity from private power producers. Power
plants had become something of a Suharto family hobby, and the country had
over-built.
The state-owned utility company claimed that corrupt practices had made
deals
with many such power projects invalid. The biggest deal involved Paiton
Energy--a joint venture of Edison Mission Energy, General Electric, Mitsui,
and a Suharto relative. Not wanting to break a contract, which would have
been bad for Indonesia's battered reputation, Laks arranged a compromise: a
revision of the commercial terms and a separate probe of possible
corruption.

To attract investors, he eliminated irksome regulations that served as an
invitation
to bribery, as well as inefficiency, and promised equal access for both
local
and international companies. He drafted legislation that required investors
only to protect
the environment, promote harmonious relations with employees, and operate
transparently--that is, without payoffs. (The law has yet to pass.) And he
tried to stop bureaucrats from shaking down investors. Laks also took aim at

the shoddy management of state-owned enterprises, which he wanted to
privatize. He blocked the ingrained practice of tapping state corporations
for political funds. And he took on the thankless task of persuading
Indonesian corporations to settle at least some of the $60 billion in debt
they owed to international banks--an effort that has stalled since he left
office.

Above all, Laks wanted to administer "shock treatment" to cure Indonesia's
corruption. How? "Locking up one or two big fish would show that this
government is clean, credible, and serious." He began fishing for a suitable

target-and thought he found one in Texmaco, a textile and machinery
conglomerate that had borrowed
more than $1 billion from the state-owned Bank Negara Indonesia between
November 1997 and February 1998. Texmaco never repaid the loans. Late last
year Laks went public with charges that Texmaco had engaged in "high-level
collusion and conspiracy" to obtain loans that violated banking regulations.

He presented to Parliament a slew of documents, including a December 1997
letter from Texmaco chairman Marimutu Sinivasan to his friend Suharto
pleading for emergency loans. The paper trail shows that Suharto's office
ordered the central bank to make available via BNI more than $1 billion from

a special export-financing program. But Texmaco used the money largely for
its long-term investments. Sinivasan, for instance, moved $40 million from
one of his companies to a personal account in Frankfurt to acquire a stake
in
a Hoechst venture. Laks, it seemed, had hooked a big fish. Michael S. Horn,
an attorney with Coudert Brothers in Jakarta, says, "This case was thought
to
be an important opening salvo in the new government's anti-corruption drive.

Many expected that it would be pursued diligently to establish the primacy
of
the rule of law in Indonesia."

Instead, Laks' bombshell exploded in his face. Texmaco chairman Sinivasan
mounted a vigorous lobbying campaign against the charges, including a
contribution of $250,000 to Nahdlatul Ulama, an Islamic organization that
Wahid once led. Sinivasan found allies among other prominent businessmen who

opposed making an example of Texmaco: Such a precedent might force them to
acknowledge--or even pay back-their own debts. Legislators accused Laks of
acting on behalf of his former employer Lippo--a charge he angrily
challenged
them to substantiate. (They didn't.)

In short, Laks stepped on too many toes. Rather than defend his maverick
minister, Wahid fired him in March. The decision stirred sharp criticism.
Says Attorney General Marzuki Darusman, another reformer: "Removing him was
a
set-back to restoring confidence in our government-the last thing we
needed."
Wayne Forrest, secretary of the American Indonesian Chamber of Commerce,
agrees: "Firing the well-respected Laksamana smacks of intervention from
politically connected interest groups." Confidence was not restored when
Wahid replaced Laks with Rozy Munir, a bureaucrat whose main qualification
seems to be slavish loyalty to the President.

Wahid has never publicly explained why he booted Laks. The Indonesian press
reported that he insinuated to legislators that Laks himself was corrupt.
But
the local
press has since reported that Wahid is trying to recruit Laks to become
governor of
the central bank, hardly a position for a dishonest man. Laks is wary of the

offer: "I
don't trust the government. It's very difficult to work with such
unpredictable behavior."

Ironically, since getting rid of Laks, Wahid has been battered by his own
ethical
troubles. His younger brother Hashim, 46, who has no business or financial
experience, was quietly given a nebulous job as a debt collector at the
Indonesian Bank Restructuring Agency (IBRA), which in the wake of the
economy's precipitous collapse in 1997 assumed control of most of the
country's corporate and financial assets. After the press reported the
appointment, Hashim was forced to resign in June. In another bizarre
scandal,
a friend of Wahid's (his masseur) persuaded Bulog, a government food
distribution agency, to hand him $4.2 million from its pension fund,
supposedly for the President to use for humanitarian projects. Wahid denies
wrongdoing, but a senior aide has resigned over what the Indonesian press
calls "Buloggate."

As for Laks, he prefers for now to be a politician without portfolio. Right
after his ouster from the cabinet, the World Bank pointedly invited him to
speak at a regional development conference in Singapore. The subject? Good
governance, which he told the meeting means "ridding the country of
corruption and nepotism in both government and business." A United Nations
agency has sounded out Laks about a senior position. The Democratic Party of

Indonesia has asked Laks to be its leader in Parliament. He spends much of
his time traveling around the country to push his brand of reform. In June
he
told university students in Bali, "Corrupters are freely walking around the
state palace. This is creating a credibility gap for Indonesia." He has no
office in Jakarta, but stays in touch with supporters by cell phone, while
shuttling between meetings

The concerns of Laks have real consequences, as Wahid discovered on a visit
to the U.S. in June to promote investment. He got nowhere. Instead,
executives in a private meeting that included blue chips like Chase and
Exxon
told him to clean up the courts and devise a coherent economic policy.
Otherwise, concluded one blunt banker, "it's too soon for Indonesia to be
seeking new investors." Before the crisis in 1997, foreigners were signing
up
to invest more than $30 billion a year and domestic companies some $4
billion; this year, investment commitments have shriveled to next to
nothing.
The Jakarta stock market, the world's worst performer, is down 43% since
January, while the Indonesian rupiah has declined about 17%.

So far the government's main anti-corruption effort has gone into preparing
a
case against Suharto, 79, who professes to be in poor health and unable to
recall his past actions. Wahid has already promised to pardon the former
ruler-if he is convicted
and returns $25 billion of ill-gotten gains. In another effort to combat
corruption,
Wahid is also raising government pay to curb the temptation to accept graft,

but Laks notes that bribes still can easily dwarf the increased compensation

for cabinet ministers (about $30,000 a year).

His solution, vague and idealistic as it may seem, is to recruit leaders
willing to make personal sacrifices. He would start by overhauling
Indonesia's shoddy legal system, which is so rotten that even Attorney
General Darusman concedes that most judges are incompetent, corrupt, or
both,
as are some prosecutors in his own office. Says Frans Winarta, an attorney
on
a new law-reform commission: "One Supreme Court judge uses his son to sell
decisions, but the President lacks the power to remove judges." Indonesia
Corruption Watch, an independent watchdog, estimates that only five of the
41
Supreme Court justices cannot be bought. Even well-meant reforms have a way
of turning into just another opportunity for corruption. To break the
log-jam
in settling bankruptcy cases, for example, the IMF persuaded Indonesia to
set
up a special commercial court in 1998. Already it is widely considered to be

the most crooked court in the country.

Indonesia is maddening, but it can't be ignored. As a new democracy of 210
million
people, it is also the world's fourth most populous--and largest
Islamic-nation. It
is too big to fail. A political breakdown in Indonesia could plague
Southeast
Asia with refugees, piracy, drugs, arms trading, and warlords. Much is
riding
on Wahid's government. "Bribes and kickbacks are part of the culture of
corruption that plunged us into economic crisis," Laks notes. "The key is
setting the right standard at the very top of government." He is right. Too
bad Wahid does not get the message.


[sidebar] The Billion-Dollar Man: No regrets

Sinivasan blames bad times for his company's losses

Marimutu Sinivasan, 62, denies doing anything illegal. Yes, he be-friended
Suharto, but "we had no business relationship." Yes, he en-listed Wahid's
support to save his company, but, hey, Washington once bailed out Chrysler.
And, yes, maybe a state bank technically exceeded prudent lending limits in
loaning him more than $1 billion, but "every bank in Indonesia has violated
rules for years."

A third-generation Indonesian of South Indian descent, Sinivasan started out

peddling cloth 40 years ago and gradually built a company that produces
textile weaving machines, polyester, and garments for such customers as
Polo,
Victoria's Secret, and Tommy Hilfiger. In 1992, Suharto opened a Texmaco
factory that makes textile machinery and began to take an interest in its
chairman.

Encouraged by Suharto to expand, Sinivasan borrowed money from state banks
and diversified into heavy machinery. Sinivasan also started shopping
overseas, buying a denim manufacturer in South Africa and a textile
machinery
maker in the U.S. Sinivasan notes the company has supplied auto parts to
General Motors and gas turbine components to General Electric; it was not
out
of the question, he maintains, for Texmaco to become a competitive exporter
of tractors and other vehicles.

But when the Asian financial crisis shrank the value of Indonesia's currency

by 75%, the conglomerate was threatened. Sinivasan appealed to Suharto for
emergency financing. His company got more than $1 billion in loans from Bank

Negara Indonesia--and has yet to pay back any of it. Texmaco still intends
to
pay its debts, Sinivasan says, perhaps by converting some of its loans into
government-owned equity. The details are murky. What is clear is that the
government dropped criminal charges against the company in May on the
grounds
that the state sustained no financial loss-even though BNI had to be
recapitalized at public expense.

Texmaco lost money on an estimated $672 million revenue last year, but the
crisis has just about passed. Wahid insists that the company is an important

national asset. So Texmaco, which claims assets of $4.4 billion and
liabilities of $3.3 billion, is getting another bailout, described by
Jakarta
attorney Michael S. Horn as "an unusually fast-track, opaque debt
restructuring extremely favorable to its owner."

With that out of the way, Sinivasan's ambitions are boundless. He dreams of
building 50,000 trucks a year; so far he's made a handful and sold them to
the Indonesian army, which may have had little choice but to buy them.
Sinivasan proudly says that his corporate role model is the Daewoo Group in
South Korea, another fast-growing, highly leveraged conglomerate that made
trucks and had good political connections. He is surprised to learn that
Daewoo has collapsed under the weight of its debts-and that its founder has
been removed. Sinivasan is sanguine: "At least I don't owe as much."

-END-

[Note: the print edition includes photographs of Wahid, Laksamana, and
Sinivasan]

--
"Bill Gates did not become the richest man in the world by being Mr.
Rogers." Microsoft ex marketing officer

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