On 26 Jun 2006, at 14:36, Mark Rogers wrote:
I have a lot of experience of both of these, and they have benefits
and
drawbacks in equal measure.
Relating to this, please can someone recommend a good payment gateway
to use for credit card transactions. Also I am getting mixed
messages regarding the setup of a merchant account.
The way I understood it was that if one wanted to take credit cards
in a shop or offline, they apply for a merchant account, rent or buy
the terminal unit and process the payments manually. But, if one
only wanted to only take online payments, one would sign up with a
payment gateway (such as Paypal or SECPay) and they would handle the
entire process of credit card -> bank account insertion. However, on
reading the SECPay website, you still need to get a Online Merchant
Account from a high-street bank. This implies it is different to a
regular business bank account.
I'm sure there are members here who have already done this, so please
can you let me know if there are providers who can make this easier,
and give me a list of the steps needed to take VISA / Mastercard
credit cards from online orders.
--
Ashley T. Howes, Ph.D.
http://www.ashleyhowes.com/
"Some day, in years to come, you will be wrestling with the great
temptaton, or trembling under the great sorrow of your life. But the
real struggle is here, now... NOW it is being decided whether, in
the day of your supreme sorrow or temptation, you shall miserably
fail or gloriously conquer. Character cannot be made except by a
steady, long continued process." - Phillips Brooks
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