MICRS is not required by law. In fact, you could write up a demand draft on a plain piece of paper, using handwriting. As long as you ID the Bank Name, bank address, routing #, Account #, Payee, fill out the Pay To The Order Of part, and sign the check it is a perfectly elgal document. The bank may opt to charge a fee, often upwards of $50, to negotiate the manual check. But they can't refuse to do so as long as the legally required data is on it. MICRS does nothing more than help speed the check clearing process up, and reduce processing costs.
Two years ago I received a parking ticket from Sierra MAdre, CA, where there was no sign on my daughter's street advising of no overnight parking. Turns out the streets leading into the city have that little ordinance on them, and of course posted in an area where I could not have seen them clearly and in some cases where it is not safe/legal to stop (busy intersections). So after arguing the point with the local police and court hearing officer to no avail, I wrote a manual demand draft made out to the City Of Sierra Madre. Of course they initially refused to accept the document, and sent it back to me all marked up with "VOID", with a note that they can't accept a manual check like that. So, I sent a new copy to them with both California and Federal Commerce Legislation documents attached showing what constitutes a legal form of payment with a demand draft, and advised my manual demand draft qualified. Further, if they refused to accept my legal form of payment I could decline to pay in any other form as they would have forfeited their opportunity to collect their precious $35 fine. The idits processed it, and it cost them more to process it than it yielded them! Amazing. So, I got my pound of flesh for them being unfair in how they post their parking ordinances even if it did cost me $35 in the end. Perverse sense of justice, no? heh-heh... Gil > -----Original Message----- > From: [EMAIL PROTECTED] > [mailto:[EMAIL PROTECTED] Behalf Of MB Software Solutions > Sent: Friday, February 02, 2007 4:07 PM > To: [EMAIL PROTECTED] > Subject: Re: [NF] Checks reordering > > > Charles Hart Enzer, M.D. wrote: > > I print my own using VersaCheck: > > > > http://tinyurl.com/23at7t > > > > Or just Google VersaCheck. > > > Don't you need MICR ink for that? That's what kept me from printing my > own years ago. > > -- > Michael J. Babcock, MCP > MB Software Solutions, LLC > http://mbsoftwaresolutions.com > http://fabmate.com > "Work smarter, not harder, with MBSS custom software solutions!" > > > [excessive quoting removed by server] _______________________________________________ Post Messages to: [email protected] Subscription Maintenance: http://leafe.com/mailman/listinfo/profox OT-free version of this list: http://leafe.com/mailman/listinfo/profoxtech ** All postings, unless explicitly stated otherwise, are the opinions of the author, and do not constitute legal or medical advice. This statement is added to the messages for those lawyers who are too stupid to see the obvious.
