This agency is actually humane.  They'll set up long-term partial-payment 
agreements, they won't touch your credit report you at all if you set up a 
payment plan.  And the payment plan is interest free.  They have people who owe 
thousands payins $10 and $20 a month.  They also don't buy old paper, they only 
get new accounts.  They'll also take reasonable settlements.  A lot of the 
accounts are from people who use the emergency room without insurance with no 
intent on paying at all, that's not fair to anyone.  IF you use the emergency 
room, you should pay, and they set up very long term payment plans.  If you owe 
$1000, they will set up to 100 month plans at $10.00 a month.  More than fair.

************************************************************************
Right Wing Mike

http://www.cafepress.com/rightwingmike

Bigfoot Hates Obama

http://www.cafepress.com/rightwingmike/5690856

I Wish Hillary had married OJ

http://www.cafepress.com/rightwingmike/4236924


--- On Wed, 8/27/08, Pete Theisen <[EMAIL PROTECTED]> wrote:

> From: Pete Theisen <[EMAIL PROTECTED]>
> Subject: Re: [NF] Anyone purchase a mailing list cd lately?
> To: "ProFox Email List" <[email protected]>
> Date: Wednesday, August 27, 2008, 2:25 AM
> Michael Madigan wrote:
> > I've worked a deal with my collection agency to
> get a 10% commission
> > on any client I bring.  So I want to try a targeted
> list with post
> > cards, letters, and mailers.  It's been my
> experience that you have
> > to do multiple mailings to the same list to get
> remembered.  This is
> > going to be a nice stream of income and I don't
> know why I didn't do
> > this before.
> 
> Hi Michael!
> 
> I see you as too ethical to get involved in this sort of
> business. They
> don't care if you are sick, injured, aged, widowed,
> unemployed or insane
> - they just keep pounding on you no matter what.
> 
> They buy your written off folder for $25, harass you for
> months then
> sue you. If you turn out to be not worth suing they sell
> the folder to
> another Shylock and the process starts again. Each time the
> folder is
> resold the statute of limitations starts over now that the
> law is different.
> 
> The 2005 change in the law was a mistake and is due to be
> revisited.
> -- 
> Regards,
> 
> Pete
> http://pete-theisen.com/
> 
> 
> _______________________________________________
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