Someone here (Madigan?) had said that you should refute crap on your
credit report.  Someone has "dinged" me recently as I've gotten letters
from other creditors saying they've lowered my available credit etc etc
etc.  Soooo, I need to begin to "fight back" and dispute this stuff.

For those of you who have done this, this question is for you:  where do I
start?

tia!
--Mike



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