Sayah sempet tinggal cukup lama di Jurong East Ave. Di rumah pak haji.   Itu 
pendeta kayaknya demen main di gey lang ... :-0

heu heu :-)

--- In [email protected], "johny_indon" <johny_indon@...> wrote:
>
> 
> 
> gereja city harvest ini ampir tiap hari gua lewatin waktu 
> gua tinggal di singapur karena lokasinya di jurong west deket kampus ntu.
> ngga nyangka ternyata pendetanya tukang tilep duit jema'at.
> ngga tanngung2, duit yg ditilep sampe SGD 23 juta atau sekitar 172 miliar 
> perak.
> 
> haleluya!
> 
> oh iya sampe lupa, city harvest ini gereja kresten protestan 
> aliran karismatik/pantekosta tempat si bleki ngadu...eh...jadi domba.
> 
> (si bleki pasti pura2 kelilipan matanya baca fakta ini).
> 
> --- In [email protected], holy uncle <holyuncle@> wrote:
> >
> > ***In a religious setting, people tend less to be on their guard and can be 
> > more easily persuaded to part with their money.
> > 
> > ***“You may be poor today, but you will not be poor all your life”.
> > 
> > An analysis into the wealth of City Harvest Church
> > 
> > Posted by temasektimes on June 27, 2012
> > 
> > Although I am aware that City Harvest is one of the richest churches in 
> > Singapore, I am still shocked that it is rich enough to pay $310 million 
> > dollars for a stake in Suntec City. Nevertheless, an entity which is able 
> > to amass such wealth is certainly worth studying. I was determined to 
> > understand the secrets to the church’s wealth.
> > 
> > I apologize upfront if the points raised give offense to loyal followers of 
> > City Harvest Church. Please regard this article as a business analysis of 
> > the factors that contribute to the wealth of City Harvest Church, not as an 
> > insinuation that the Church got rich through questionable means. The fact 
> > is that CHC is very rich and this makes for a fascinating academic exercise 
> > to examine its sources of wealth. Just treat it as a business case study. I 
> > have tried my best to stick to the facts. Please correct me if there are 
> > factual mistakes. However, if there are differences in opinions, please 
> > disagree with courtesy.
> > 
> > 1. Clever packaging of Sunday services
> > 
> > The income of a church is dependent on the tithes collected (10% of income 
> > from church-members). Therefore, the earning power of a church is highly 
> > dependent on its ability to retain its existing church members and attract 
> > new ones. The larger the church membership, the greater its earnings.
> > 
> > I watched a sample of CHC weekend service on its website. Compared to the 
> > boring Sunday classes I attended as a kid, CHC church service was most 
> > refreshing (Watch “The 10 Laws Of The Harvest”). The beginning part 
> > resembles a rock concert with good singing and enthusiastic audience. It is 
> > an entertaining way to enjoy your Sunday mornings. Going to church becomes 
> > a weekly event to look forward to rather than a chore to attend to.
> > 
> > With church services so well packaged for its customers, its customer 
> > retention rate and new customer acquisition figures should look good.
> > 
> > 2. Extra revenue in the form of advertisements, sales of CDs
> > 
> > This church is unlike the other churches I know. It generates extra revenue 
> > through advertisements during its Sunday service (watch the videos). It 
> > sells audio CDs on its website. There is an online shopping cart for 
> > convenience to those who want to buy online.
> > 
> > 3. Efficient collection of tithes
> > 
> > Church-members can pay their tithe online via credit card, eNets or even 
> > Giro!! Once members started donating using Giro, the earnings quality of 
> > the church improves. Donation collected via Giro tend to be more stable.
> > 
> > With a globalised economy, people travel round the world a lot and may miss 
> > Sunday services. In the past, the churches will lose income when these 
> > members fail to turn up to pay their tithe. Now, with online payment, they 
> > can continue collecting the tithe even when the church-member is working 
> > overseas for an extended period of time. With Giro, the church can continue 
> > collecting tithes for a few more months even when the member leaves the 
> > church as people have a habit of forgetting what they pay on Giro.
> > 
> > 4. 30-fold, 60-fold, 100-fold returns on your church donations
> > 
> > This is where the genius of CHC lies and the secret to its superior earning 
> > power. In fact, I have yet to encounter any public-listed company on SGX, 
> > HKSE, NYSE, Nasdaq that demonstrates better potential.
> > 
> > The pastor preaches that God will give 30-fold, 60-fold, 100-fold returns 
> > on your tithe. But, you have to be generous in your donations first so that 
> > you will receive in harvest proportions. I guess that is the origin of the 
> > name City Harvest. Please watch the video ”The 10 Laws Of The Harvest” 
> > yourself in its entirety and interpret for yourself.
> > 
> > It is a message that cleverly uses an astute understanding of human nature 
> > to maximize profits. If I were a CHC member, I will be tempted to increase 
> > my tithe as much as possible. Not mincing my words, I am doing it out of 
> > pure greed. I do not think I will be alone. It is perfectly fine if members 
> > of CHC strongly disagree and thinks that I am not representative for most 
> > of them. After all, I can only speak for myself.
> > 
> > 5. Quality of customers
> > 
> > With the 100-fold return message, the kind of church members attracted will 
> > be most conducive to profit-making. Money-minded people will be attracted 
> > to the church. These money-minded people tend to be ambitious and have a 
> > great desire to make lots of money. Millionaire minds have a higher chance 
> > to become rich. Hence, the quality of customers that CHC attracts are of 
> > the highest quality. The richer the church-member, the higher is the 
> > church’s tithe per member.
> > 
> > Customer quality will be enhanced through the passage of time due to 
> > survivor bias. Suppose out of this pool of Millionaire-Mind Christians, 50% 
> > become satisfactorily rich and the remaining 50% still unsatisfactorily 
> > middle-class. The 50% who got rich will donate even more because they think 
> > their source of wealth comes from their donations. It is most unlikely they 
> > will cut back on their tithes because they will be afraid God will punish 
> > them by cutting back the returns. If they are not afraid, the church will 
> > be there to warn them not to do so. The remaining 50% who did not get rich 
> > will be disillusioned and probably leave the church. The loss is of little 
> > significance to the church. These people are not rich and their tithes will 
> > not amount to much.
> > 
> > Many Christians will be disgusted with the concept of using tithes to get 
> > rich. These people will probably leave the church after attending a few 
> > Sunday services. Again, the loss is of little significance to CHC. These 
> > people will not be highly profitable to the church even if they are rich 
> > because they are not going to tithe as much as the others who believe their 
> > tithes is the way to wealth.
> > 
> > To the credit of the Pastor, I think he has devised a wonderful process of 
> > filtering out non-profitable customers and sucking in the lucrative ones. 
> > There is only so much physical space that a church can have to service its 
> > church-members. To maximize profits, the church has to ensure that each 
> > unit of space is used for servicing lucrative customers.
> > 
> > 6. Kill off competition
> > 
> > CHC has tremendous economic moat that kills off competition. In the video 
> > “The 10 Laws of The Harvest”, the Pastor cited Law #5 “Your Seed must 
> > be planted in Good Ground” which is an effective weapon in killing off 
> > his competition â€" the smaller churches. Many Christians feel that they 
> > ought to donate to the needy, smaller churches rather than rich 
> > mega-churches like CHC. The Pastor’s argument is that you do not get good 
> > returns like 100-fold in the small churches. You have to donate to 
> > mega-churches to maximize returns on your tithe because they have a track 
> > record (rich church members). In other words, the seed is not planted in 
> > good ground when you donate to the small churches. In his own words, ”I 
> > don’t always give to the neediest but to the ground that will give the 
> > greatest yield”. To illustrate his point, he used an analogy on weak 
> > banks and strong banks. You do not deposit your money in a weak bank 
> > because it desperately needs
> >  fresh funds to survive. You deposit your money in a strong bank which 
> > invests your money wisely and yields good returns.
> > 
> > The church has an iron-grip on its members who believe its message. As 
> > illustrated previously, its customer base is of the highest quality. This 
> > is its track record. Existing church-members will definitely not move to 
> > another smaller, needier church with poorer track record.
> > 
> > It has a very strong economic moat as it is very hard for its competitors 
> > to get its customers to switch over.
> > 
> > 7. Providing a place where the rich can network
> > 
> > As the Pastor said, his church provides a good ground on which you can grow 
> > your riches. Rightly so, indeed. For property agents or insurance agents 
> > trying to hit their sales quota, City Harvest Church will be an ideal place 
> > to hunt for lucrative clients. This church concentrates several rich and 
> > money-minded people into a single location. The church offers a unique 
> > advantage to sell things. In a religious setting, people tend less to be on 
> > their guard and can be more easily persuaded to part with their money.
> > 
> > Businessmen also like to network in places where there are rich and 
> > powerful people who will come in handy in future. The Pastor has done a 
> > good job in gathering such people in his church and it makes good sense to 
> > make use of this advantage by joining the church.
> > 
> > The rich will attract more rich and the gathering moss snowballs to provide 
> > an ever-rising pool of donation to the church.
> > 
> > 8. Preach what people like to hear. 
> > 
> > As a teenager, I was discouraged when I read Bible verses like Matthew 
> > 19:23-24 “I tell you the truth, it is hard for a rich man to enter the 
> > kingdom of heaven. Again I tell you, it is easier for a camel to go through 
> > the eye of a needle than for a rich man to enter the kingdom of God.” and 
> > Matthew 6:24 “No one can serve two masters; for either he will hate the 
> > one and love the other, or he will be devoted to one and despise the other. 
> > You cannot serve God and wealth.”
> > 
> > It seems like if I become rich, I will be condemned to hell.
> > 
> > In the video ”Rich God? Poor God?”, the Pastor preaches that it is 
> > absolutely ok to be rich. Some prophets of God were very rich. (Abraham, 
> > David, Solomon)
> > 
> > There is nothing more musical to a money-minded person than to hear that 
> > God is on your side in your pursuit of money. The church-members who are 
> > more money-minded will love this and donate even more.
> > 
> > 9. God pays for the returns, not the church. 
> > 
> > The church collects the money, but God pays for the returns. The church 
> > does not need to pay a single cent for the 30-fold, 60-fold, 100-fold 
> > returns on the donations.
> > 
> > This is as good as you do the work for me, but not only do I not pay you, I 
> > shall also collect your salary. You toil and sweat, but I shall eat your 
> > bread. God must surely be a miracle worker and people will pay handsomely 
> > for his service. I cannot think of a more advantageous economic position to 
> > be in to be able to collect money rendered by a miracle worker.
> > 
> > 10. Social pressure to conform in church settings and ease of influence
> > 
> > If everyone around you donates, it is hard not to. When everyone else makes 
> > sacrifice, the one who does not will look like an outcast. There is 
> > tremendous pressure to conform in such a herd setting.
> > 
> > 11. Tremendous future earning power
> > 
> > Take a look at the congregation and you will notice the large number of 
> > young people. The income growth of young people is the fastest in the 
> > population. In the Pastor’s words, “You may be poor today, but you will 
> > not be poor all your life”. That is a long-term business plan in 
> > cultivating its customers.
> > 
> > Therefore, if CHC can be viewed as a growth stock, its prospects are very 
> > bright as its young customers will accelerate its earnings.
> > 
> > 12. Stable earnings in times of depression
> > 
> > Besides being a growth stock, CHC can also be viewed as a defensive and 
> > safe stock. People pray hardest when they fall in hard times. Strangely, 
> > some people have an urge to tithe when they are in financial troubles.
> > 
> > In fact, in the video (The 10 Laws Of The Harvest), a couple came on stage. 
> > They talked about the dire straits they were in when they started out. 
> > Things change when God challenged them to GIVE themselves out of poverty 
> > (exact words from the speaker). Despite not having any money, they still 
> > pledged $250 to the building fund. In his own words again, “we often 
> > emptied our savings to give to the House of God knowing that this will be 
> > the answer to our financial problems”. Hence, not only will the church 
> > earnings be stable in times of depression, it may even grow.
> > 
> > 13. Using Prosperity as a theme to appeal to customers
> > 
> > The Pastor preaches Prosperity Gospel which resolves around money. His 
> > business genius lies in choosing this theme for his church. Money has 
> > universal appeal. Everyone worships money regardless of race, culture, age, 
> > gender, sexual orientation. In one fell swoop, he has enlarged his market 
> > to cover the entire world. It is much easier to convert people to your 
> > belief by dangling money and promising great prosperity. After all, who 
> > does not love money?
> > 
> > By enlarging his potential market catchment with a greater chance of 
> > increasing membership, more donations will flow in.
> > 
> > 14. Tax benefits as church is registered as a charity
> > 
> > This creates a huge, unfair advantage compared to all other businesses. 
> > This is what landed CHC in controversy. Enough has been said.
> > 
> > If one day the Pastor switches to become a businessman, I will definitely 
> > consider investing in the company that he heads and founds.
> > 
> > If City Harvest Church is listed on the Singapore Stock Exchange, I will 
> > certainly buy it. It will be one stock that I am confident of hitting a 
> > return of 30-fold, 60-fold, 100-fold returns.
> > 
> > PS: People tend not to question critically when it comes to religion. A 
> > charming smooth talker can easily sway minds with his interpretation of the 
> > Bible. In the final analysis, Faith is about simply believing. You cannot 
> > approach it scientifically because there is no way to test religious 
> > theories using the scientific method. We will only know the real truth when 
> > judgment day comes. 
> > 
> > The danger is that there is no accountability on the part of the preacher 
> > on whether his teachings are true or not. Even he himself cannot be sure 
> > that his interpretations is 100% correct. Given human nature, the 
> > interpretations will tend to be self-serving. In fact, it is not only 
> > dangerous to the students but to the teacher as well. People will believe 
> > their own lies if it yields tempting benefits. That was how Wall Street 
> > drank its own Kool-Aid.
> > 
> > While I respect the Pastor for his business savvy, I cannot agree with his 
> > interpretations of the Bible. I pray for good health, peace and harmony for 
> > my family. Money-minded as I am, I am not comfortable with commercializing 
> > my relationship with God by asking for money. The Christian God that I know 
> > from my own reading of the Bible is not 财神爷. Of course, if God wants 
> > to drop money from heaven on me, I will be more than happy to embrace it.
> > 
> > *The above article was contributed to us by the writer and was first 
> > published in 2010 here
> > 
> > http://temasektimes.wordpress.com/2012/ ... st-church/ 
> > 
> > [Non-text portions of this message have been removed]
> >
>




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