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It is us "married" folks who have life-long "savings" and "assets"
that make it complicated AND WORSE - NON ELIGIBLE.
It SHOULDN'T MATTER ... but it does :-(
Lori
-------Original Message-------
Date: 07/31/05 15:28:23
Subject: Re: [QUAD-L] BEWARE ... It gets scarier
I pay $296 a month too-starting in September. It is a huge amount for me to
pay and was wondering how Medicare would go with the scripts. The letter I
got said I had to do nothing since I am Medicaid/care eligible. I will be
getting a letter sometime telling me what I wiill need to do. I hope it
works better for my mom who pays full price for her meds right now. She got
one the other day and I saw the cost--$90! Her insurance has a high--oh,
can't think of it, durn brain burps!!--so is useless. She is on Medicare,
but will have to see whzt category she winds up in as she is married and
they are retired.
Just some thoughts.
Dana and Rocco
----- Original Message -----
Sent: Saturday, July 30, 2005 1:14 PM
Subject: Re: [QUAD-L] BEWARE ... It gets scarier
> At 12:25 PM 7/29/2005, Lori Michaelson wrote:
>>Ya... this "new plan" is so convaluted that you KNOW it was thought up my
>>the government!!!
>>
>>Medicaid recipients have a whole new thing to look into and the
>>application for help is outrageous and the
>>out-of-pocket costs are outrageous too! The way it's set up... EVERYONE
>>will fall through the cracks!
>>
>
> I read these articles and it didn't sound complicated to me. Since I am
> currently dually eligible for Medicare and Medicaid will automatically be
> deemed eligible for low-income subsidies. Because my income is more than
> $9,570 but less than $12,920 I will have a co-pay $2/generic
> $5/brand-name.
> So I will be paying $12 monthly for the 3 prescriptions. I already pay
> $276
> monthly "spend-down" to qualify for Medicaid so the $12 will count toward
> that. Bottom line, no more out-of-pocket expense than what I have now.
>
> Fact Sheet on Low-Income Assistance Under the Medicare Drug Benefit -
> Kaiser Family Foundation
>
> Low-Income Subsidies for the Medicare Prescription Drug Benefit: The
> Impact
> of the Asset Test - Kaiser Family Foundation
>
> Guess I'll find out in a few months.
>
>
> ----
> Jim Lubin
> Bothell, WA, USA
>
>
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