Devil's Advocate- If you have title to your own vehicle and your own private insurance... the risk is all yours. If you don't have title to your vehicle or if you are a co-partner or are piggy-backing on someone else's policy, they too share the risk, at your expense. In the United States, there are approx 25 valid reasons any insurance company can drop a holder/insured. Most of the majors will only use the top 3 reasons. Committing a Felony using a vehicle DUI Leaving the scene of an crash scene involving a fatality. Within those other 23 reasons are: Failure to inform or misinformation. I guess, as long as nothing happens or goes wrong...... who really cares. Its only after something serious happens and the lawyers get involve and begin asking those serious questions. I know of one Illinois Gov. George Thompson who sat in a central Indiana prison for 5 years. At issue was a foreign national who didn't speak English was issues a CDL to drive a truck on the highway. The flatbed trailer was defective and dropped its bumper on the highway, in front of a speeding car carrying a family of 5. Upon impact, the car burst into flames and the family perished. Former Gov George Thompson, sat in prison, unable to attend his wife's wake or funeral. Who would have thought that would have happened, if not for that one event. Be Safe! Best Wishes In a message dated 9/4/2013 12:11:23 P.M. Central Daylight Time, [email protected] writes:
I had to attend a one day driving school and retake the test. It had been 10 years and I was 27. I have a slew of restrictions on my license but have never told my insurance. They have never questioned me about it despite a couple of fender benders.
