I understand Ron. I've known and heard of cases where a person's electric wheelchair was taken without permission or stolen and never returned. Its never expected and is always tragic, not to mention what it takes to replace it ... even with insurance. Buying insurance is like any retail purchase, buy what you need... nothing more. Best Wishes In a message dated 9/19/2014 10:32:03 A.M. Central Daylight Time, [email protected] writes:
Im just looking at it from how many wheelchairs burn or get stolen. It wouldnt make sense to put that much money into insurance on a chair. You could have 2500.00 wrapped up in insurance payments. Most people that are disabled are on a fixed income. You never let these insurance hunters convince you to buy more policies. It gets them rich and you poor. There are avenues for low income disabled inviduals to go in a crisis situation. You think anyone of color pays 500.00 a year to insure a chair? This is a money grab extrodinare. Ron On Friday, September 19, 2014 9:05 AM, "[email protected]" <[email protected]> wrote: Ron, actually it has little to do with the actual item, but rather the cost it would take to replace its value. Lets say the value of a new wheelchair is $10-15 thousand dollars to replace.... $500 dollars is nothing by comparison. This covers loss, damage and replacement. Its merely leveraging dollars. On the other hand..... what would you do if your chair was lost or stolen? Best Wishes In a message dated 9/19/2014 8:55:42 A.M. Central Daylight Time, [email protected] writes: when you think about insurance with a wheelchair your chances of it being in a fire are very slim. 500 a yr is a ridiculous price and you would have to be careful what it covers and if there is a deductible. I pay 300 a year for full coverage on my van with a 1000 deductible. the people I read about that have fires and lose mobility devices take collections and get free chairs. ron On Thursday, September 18, 2014 6:52 AM, "[email protected]" <[email protected]> wrote: I would think that you could add it as a rider to your homeowner's or rent insurance policy. Best Wishes In a message dated 9/17/2014 9:07:16 P.M. Central Daylight Time, [email protected] writes: I gave my van insurance and renter's insurance company, State Farm, an itemized list of my chair so I could insure it. My agent, who I've known for over 30 years, told me I needed to have a personal item claim for my chair alone because it cost over $25,000 To do so would cost me $500 per year. This sounds like a lot to me. I asked if I could attach my chair to my van insurance or renters insurance and she said no because of the high cost of the chair. Anybody here insure your chair? Bobbie Smile Everyday
