You see it as a wheelchair... Your insurance see it as a tangible asset. A tangible asset could be a house, boat or ... a wheelchair having a given value. If or when that tangible asset is Lost, Stolen or Destroyed and their is no insurance policy, in place, who then pays for its replacement. Just like a house that is burnt to the ground, for a family, if there is no insurance.. nothing gets replaced. Consider the owner of a van that was under insured, with liability insurance only, Best Wishes In a message dated 9/19/2014 7:53:46 P.M. Central Daylight Time, [email protected] writes:
I think $500 a year is outrageous! ALL my other chairs were attached to my van insurance and this was handled by Beverly, the same agent. I've known Beverly for well over 30 years and trust her. But I'm not about to pay THAT MUCH. Bobbie Smile Everyday On Sep 19, 2014, at 9:55 AM, RONALD L PRACHT <[email protected]_ (mailto:[email protected]) > wrote: when you think about insurance with a wheelchair your chances of it being in a fire are very slim. 500 a yr is a ridiculous price and you would have to be careful what it covers and if there is a deductible. I pay 300 a year for full coverage on my van with a 1000 deductible. the people I read about that have fires and lose mobility devices take collections and get free chairs. ron On Thursday, September 18, 2014 6:52 AM, "[email protected]_ (mailto:[email protected]) " <[email protected]_ (mailto:[email protected]) > wrote: I would think that you could add it as a rider to your homeowner's or rent insurance policy. Best Wishes In a message dated 9/17/2014 9:07:16 P.M. Central Daylight Time, [email protected]_ (mailto:[email protected]) writes: I gave my van insurance and renter's insurance company, State Farm, an itemized list of my chair so I could insure it. My agent, who I've known for over 30 years, told me I needed to have a personal item claim for my chair alone because it cost over $25,000 To do so would cost me $500 per year. This sounds like a lot to me. I asked if I could attach my chair to my van insurance or renters insurance and she said no because of the high cost of the chair. Anybody here insure your chair? Bobbie Smile Everyday =
