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Any other ideas?
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Yes, I did a project similar to this several years ago.  The secret is R:PDF 
Merge.

First off, definitely keep the statements in separate PDFs.  Then you can 
easily implement the idea that you can email around individual statements as 
required (eg "Hello, you didn't get your statement?  Can I have your name or 
phone number?  Is your email still XXXX?   Okay, I just sent your statement, 
check your email.)

When you want to operate on a bunch of statements at once (eg "Hello, is that 
accounting?  All the statements for the first week of January?  Check your 
inbox") you build a query interface that lets you identify all the statements 
you want.  Then you write a "command file" (just a text file, listing the disk 
files) and call R:PDF Merge to create a single large PDF from all the small 
ones and email (or print) that file.

In the project I did, this technique allowed the client to supply literally 
hundreds of important business documents to trading partners in a single PDF 
while the other company was still on the telephone.
--
Larry

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