Yikes! Glad to hear that you escaped relatively intact.

Patrick M. gives great, salient advice.  

You will probably discover more aches and pains (document!) as your body 
relaxes over the next few days.  Definitely get ahold of your auto 
insurance co if you have any. One of the reasons I'll probably stick with 
mine is all the phenomenal work they did to settle my bike/door interaction 
a few years back.  

"Replacement Value" is an important concept to get across to the other 
insurance co (as well as your own, but that is typically not as much of an 
issue.  The current price to replace the damaged items. Clothing, helmet, 
gloves, packs, etc. And of course the bike. 

They should cover all ER/doc stuff.  (I was ambulance transported for mine, 
which isn't cheap).  If your insurance co is doing their job, they'll pay 
all that stuff and get reimbursed from the other driver's co. 

Any financial settlement (real costs plus loss of work, pain/suffering, 
etc.) is probably negotiated by the other co with you.  They are probably 
hoping you say "yes" to the first offer, generally speaking, which means 
they will typically come in low.   Once you sign off, it's done. 

hope that helps.

May the road to recovery be smooth!

all the best,

- Jim / cyclofiend.com

On Saturday, September 6, 2014 8:01:26 PM UTC-7, Christopher Chen wrote:
>
> My Hilsen is out of commission for a little while.
>
> Heading on NW Broadway towards the bridge, at Flanders, when a silver VW 
> Golf making a left turn hits me. I go up and over and make a nice dent on 
> the windshield. Roll back down when the car stops and land on my feet (like 
> a cat!) and walk away, a bit dazed.
>
> Cops show up, we have a party with the firefighters, ambulance comes and 
> leaves. Witness gives his story, all the data gets swapped.
>
> Front rack is bent, front fork is askew, wheel is tacoed, but everything 
> is fixable.
>
> Police officer gives me a ride back to my apartment (hey it turns out cops 
> carry bikes on their cars all the time, by fitting the wheels between the 
> grill and the big external bumper on the front).
>
> X-rays turn out okay, no fractures. Everyone at the hospital was great. It 
> was about 8 hours ago and I'm just coming down from the endorphins. I got a 
> malt milkshake (horchata cookie!) to celebrate.
>
> Oh yeah, and my helmet is all cracked up. I'll be fine though.
>
> Anyway, keep an eye out there...
>
> Cheers
>
> cc
>
> still picking pieces of windshield glass out of his hair
>
> -- 
> "I want the kind of six pack you can't drink." -- Micah 
>

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