Benefits of scheduling can be an increase in the number of covered perils
and the elimination of the deductable. All depends on your policy and the
additonal products offered


On Tue, Nov 20, 2012 at 11:41 AM, Ron Mc <[email protected]> wrote:

> David, they are probably already covered on your home owners policy - just
> make sure you have good photos of bike and accessories, and serial numbers,
> etc.
>
> On Tuesday, November 20, 2012 1:31:21 PM UTC-6, David Verrinder wrote:
>>
>> Given that anyone who wants to steal your bike can, I am a big believer
>> in teh insurance option.  Check with your agent about scheduling your
>> bicycles on your home owner's policy.  For a very modest fee I have 10K
>> worht of bikes covered for 17 perils (including theft) and no deductable.
>>
>>
>> On Tue, Nov 20, 2012 at 11:27 AM, Claude LaVallee <[email protected]>wrote:
>>
>>> Hi Ned,
>>>
>>> I can relate to your wife; my Rivendell bicycle is my sole vehicle so
>>> I'm very protective of it.
>>>
>>> TiGr (http://tigrlock.com/) makes a very strong, lightweight titanium
>>> lock that allows you to lock both wheels and the frame to a secure bike
>>> stand. It is the strongest theft deterrent I have found.
>>>
>>> I supplement that with a D-lock, and intend to install pit lock skewers (
>>> http://www.pitlock.com/) to lock my seat post, wheels, saddle and seat
>>> post (in the meantime, I secure my seat post and saddle with a second
>>> D-lock).
>>>
>>> Another couple of security items I'd like to get and install are a GPS
>>> device (ex.: www.spybike-gps.com) to alert me in the advent of someone
>>> taking my bike, and an RFID (Radio Frequency Identification Device like
>>> www.snagg.com) to help me in recovering my bike if it is stolen. These
>>> are not common in North America yet, but I think there is growing interest.
>>>
>>> Lastly, she might be interested in looking into bicycle insurance
>>> options that are becoming available, like Clipp (http://getclipp.com)
>>> or Better World (http://www.betterworldclub.**
>>> com/bicycles/bike_assistance.**cfm/<http://www.betterworldclub.com/bicycles/bike_assistance.cfm/>)
>>> which doesn't, as far as I know, cover theft, but offers interesting
>>> benefits.
>>>
>>> Good luck!
>>> Claude
>>>
>>> On Sunday, November 18, 2012 5:37:44 PM UTC-5, Ned Ludd wrote:
>>>>
>>>> My wife has a lovely HH and is afraid to use it. She'll ride it in the
>>>> park, or out to the beach, but she won't use it for errands because she's
>>>> afraid to leave it locked in front of a store for 10 minutes. I think her
>>>> old CrypticNight lock is inadequate, but there must be something that is
>>>> useful out there (I hope.) She does not plan to lock it to the fence at
>>>> Dolores Park overnight, she just wants to be able to go to the bakery or
>>>> the grocery store and have the thing still be there when she comes out. Any
>>>> suggestions/thoughts?
>>>> Thanks
>>>>
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>>
>>
>>
>> --
>> Cheers,
>> David
>>
>> David Verrinder
>> 406-646-6813
>> [email protected]
>>
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-- 
Cheers,
David

David Verrinder
406-646-6813
[email protected]

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