Live simply. Speak kindly. Care deeply. Love generously. Leave the rest to 
God.
----- Original Message ----- 
From: "Marcia Moses" <[EMAIL PROTECTED]>
To: <Undisclosed-Recipient:;>
Sent: Friday, April 11, 2008 9:08 PM
Subject: [The Conduit] Fw: Open your eyes and be aware! This is 
VERYIMPORTANT!!!


> After reading this, made me think how many times have I been over looking
> the possibility that I could of been a victim  of fraud. It really opened
> my eyes! Just read these 3 scenarios and you will see.  C..
>
>
>
>
> Be sure to read Scene 3."
>
> Quite interesting.
>
> SCENE 1.
>
> This is a new one.
>
> People sure stay busy trying to cheat us, don't they?
>
> A friend went to the local gym and placed his belongings in the locker.
>
>
> After the workout and a shower, he came out, saw the locker open, and
> thought to himself, "Funny, I thought I locked the locker.
> Hmm." He dressed and just flipped the wallet to make sure all was in 
> order.
>
>
> Everything looked okay - all cards were in place.
>
> A few weeks later his credit card bill came - a whooping bill of $14,000!
>
>
> He c alled the credit card company and started yelling at them, saying 
> that
> he did not make the transactions.
>
> Customer care personnel verified that there was no Mistake in the system 
> and
> asked if his card had been stolen.
> "No," he said, but then took out his wallet, pulled out the credit card, 
> and
> yep - you guessed it - a switch had been made. A n expired similar credit
> card from the same bank was in the wallet.
>
> The thief broke into his locker at the gym and switched cards. Verdict: 
> The
> credit card issuer said since he did not report the card missing earlier, 
> he
> would have to pay the amount owed to them.
>
> How much did he have to pay for items he did not buy?
>
>
> $9,000!
> Why were there no calls made to verify the amount swiped?
> Small amounts rarely trigger a "warning bell" with some credit card
> companies.
>
> It just so happens that all the small amounts added up to one big one!
>
> SCENE 2.
>
> A man at a local restaurant paid for his meal with his credit card.
>
> The bill for the meal came, he signed it, and the waitress folded the
> receipt and passed the credit card along.
>
> Usually, he would just take it and place it in his wallet or pocket. Funny
> enough, though, he actually took a look at the card and, lo and behold, it
> was the expired card of another person.
>
> He called the waitress and she looked perplexed.
>
> She took it back, apologized, and hurried back to the counter under the
> watchful eye of the man.
>
> All the waitress did while walking to the counter was wave the wrong 
> expired
> card to the counter cashier, and the counter cashier immediately looked 
> down
> and took out the real card.
>
> No exchange of words --- nothing! She took it and came back to the man 
> with
> an apology.
>
> Verdict:
>
> Make sure the credit cards in your wallet
> are yours.
> Check the name on the card every time you sign for something and/or the 
> card
> is taken away for even a short period of time.
>
> Many people just take back the credit card without even looking at it,
> "assuming" that it has to be theirs.
>
>
> FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH 
> TIME
> IT IS RETURNED TO YOU AFTER A TRANSACTION!
>
> SCENE 3:
>
>
> Yesterday I went into a pizza restaurant to pick up an order that I had
> called in.
>
>
> I paid by using my Visa Check Card which, of course, is linked directly to
> my checking account.
>
> The young man behind the counter took my card, swiped it, then laid it on
> the counter as he waited for the approval, which is pretty standard
> procedure.
>
> While he waited, he picked up his cell phone and started dialing.
>
> I noticed the phone because it is the same model I have, but nothing 
> seemed
> out of the ordinary.
>
> Then I heard a click that sounded like my phone sounds when I take a
> picture..
>
> He then gave me back my card but kept the phone in his hand as if he was
> still pressing buttons.
>
> Meanwhile, I'm thinking: I wonder what he is taking a picture of, 
> oblivious
> to what was really going on.
> It then dawned on me: the only thing there was my credit card, so now I'm
> paying close attention to what he is doing.
>
>
> He set his phone on the counter, leaving it open.
>
> About five seconds later, I heard the chime that tells you that the 
> picture
> has been saved.
>
> Now I'm standing there struggling with the fact that this boy just took a
> picture of my credit card.
>
> Yes, he played it off well, because had we not had the same kind of phone, 
> I
> probably would never have known what happened.
>
> Needless to say, I immediately canceled that card as I was walking out of
> the pizza parlor.
>
> All I am saying is, be aware of your surroundings at all times
>
> Whenever you are using your credit card take caution and don't be 
> careless.
> Notice who is standing near you and what they are doing when you use your
> card..
>
> Be aware of phones, because many have a camera phone these days.
>
> When you are in a restaurant and the waiter/waitress brings your card and
> receipt for you to sign, make sure you scratch the number off.
>
> Some restaurants are using only the last four digits, but a lot of them 
> are
> still putting the whole thing on there.
>
> I have already been a victim of credit card fraud and, believe me, it is 
> not
> fun. The truth is that they can get you even when you are careful, but 
> don't
> make it easy for them.
>
> FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF. LET'S GET THE WORD 
> OUT!
> JUST BE AWARE
>
>
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