Liability makes sense but E&O for a website is a little odd. E&O makes 
sense when there is a clear dollar amount at risk. When it's ambiguous 
there will be disagreement and lawsuits. For example, I used to work on 
sweepstakes and contest websites. They had prizes worth a specific amount 
of money and an error could cause a clearly defined loss.

Sounds like a boilerplate big company contract. I'd avoid E&O if possible, 
especially since it's expensive.


On Wednesday, July 18, 2012 8:48:45 AM UTC-5, Chadwick Wood wrote:
>
> Hi all, 
>
> I'm a web developer, and a prospective client (large organization) has 
> sent me their standard contract, and in it they require contractors they 
> work with to carry Commercial General Liability Insurance as well as Errors 
> & Omission insurance.  Have any of you run into this before?  This is my 
> first time in 5+ years of doing this work.  Does anyone have any info about 
> it?  I'm not sure whether to push back on having that requirement dismissed 
> (not likely), or if I do buy it, how to go about shopping for it. 
>
> Thanks! 
> Chadwick Wood 
> http://coffeeshopped.com/ 
>
>

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